1148 Bertram St, Jacksonville, FL 32254 Property Records

Duval County property record for 1148 Bertram St, Jacksonville, FL 32254

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,220 sqft · built 2021
Lot Size	0.146 acres (6,377 sqft)
Owner	2 Individual Names on File
Last Sale	$175,000 (Feb 2022)
Tax Bill	$3,757 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`050514-0060`

Property Details

APN / Parcel Number

Primary APN	`050514-0060`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,220 sqft Living Area
Gross Area	1,504 sqft
1st Floor Area	1,220 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,377 sqft (0.146 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	260 sqft
Porch	Finished/Open Porch
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1148 BERTRAM ST
City	JACKSONVILLE
State	FL
Zip	32254-2010
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMD-B
Legal Description	AR-73 09-2S-26E .15 WEST JAX LOT 28, N 20FT LOT 29 BLK 10
Legal Range	26E
Legal Township	02S
Legal Section	09
Legal Subdivision	WEST JACKSONVILLE
Legal Block	10
Legal Lot Number	28,29
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE WEST
Census Block Group	1
Census Block	1032
Census Tract	2701

Owner

1148 Bertram St is owned by two individuals who bought it in February 2022.

Source: Duval County records, as of September 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	722 SW 52ND ST, CAPE CORAL, FL 33914-6584
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 18, 2022 · Amount on File
Deed Sale	Feb 18, 2022 · Amount on File
Deed Document Number	202249388
Deed Book / Page	20156 / 2339
Record Updated	Oct 29, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Feb 18, 2022
Property Address	1148 BERTRAM ST, JACKSONVILLE, FL 32254-2010
Document Number	0201562339
Book / Page	20156 / 2339
Map Reference	MB AR PG 73
Instrument Date	Feb 14, 2022
Instrument	2022049388
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,225.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7563 PHILIPS HWY STE 208, 208, JACKSONVILLE, FL 32256-6834

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	722 SW 52ND ST, CAPE CORAL, FL 33914-6584

Mortgage

Document Number	0201562341
Date	Feb 18, 2022
Instrument	20156/2341

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 1148 Bertram St was $3,757, up 17.8% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$187,206 (-7.54%) Land $16,732 Building $170,474	$187,206 (-7.54%) Land $16,732 Building $170,474
2025	$3,757.00 (+17.85%)	$202,473 Land $16,732 Building $185,741	$202,473 Land $16,732 Building $185,741
2024	$3,188.00 (-0.99%)
2023	$3,220.00 (+21.05%)	$167,575 (+16.54%) Land $8,488 Building $159,087	$167,575 (+16.54%) Land $8,488 Building $159,087
2022	$2,660.00	$143,788 Land $6,062 Building $137,726	$143,788 Land $6,062 Building $137,726

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1148 Bertram St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1148 Bertram St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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