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1148 Baker Ct, Troy, MI 48083 Property Records

Oakland County property record for 1148 Baker Ct, Troy, MI 48083

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,126 sqft · built 1995
Lot Size0.19 acres (8,276 sqft)
Owner2 Individual Names on Record
Tax Bill$4,197 (2025)
Deeds & MortgagesMay 2023 Second Mortgage
Oct 2021 Refinance
+ 5 more
Flood ZoneZone X (minimal risk)
APN88-20-23-304-039

Property Details

APN / Parcel Number

Primary APN88-20-23-304-039

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,126 sqft Living Area
1st Floor Area1,074 sqft
Basement Area1,074 sqft
Unfinished Basement1,074 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleRanch
Exterior MaterialWood Siding
Roof TypeGable
Lot Area8,276 sqft (0.19 acres)
Lot Dimensions125 ft deep x 64 ft wide
Garage Area432 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area37 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address1148 BAKER CT
CityTROY
StateMI
Zip48083-5448
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1E
Legal DescriptionT2N, R11E, SEC 23 FRANCES ANN ESTATES SUB LOT 5 8-20-92 FR 018 & 020
Legal Range11E
Legal Township2N
Legal Section23
Legal SubdivisionFRANCES ANN ESTATES SUB
Legal Lot Number5,8
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group2
Census Block2002
Census Tract197200

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1148 BAKER CT, TROY, MI 48083-5448
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 25, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ROCKET MORTGAGE LLC
Oct 14, 2021Intrafamily Transfer, Transfer · Stand-Alone Refinance
ROCKET MORTGAGE LLC
Oct 14, 2021Intrafamily Transfer, Transfer
AMROCK INC, AMROCK LLC
Jan 26, 2021Intrafamily Transfer, Transfer · Stand-Alone Refinance
QUICKEN LOANS LLC
Jan 26, 2021Quit Claim Deed, Transfer
AMROCK INC
Feb 28, 2020Quit Claim Deed, Transfer
QUICKEN LNS
Feb 28, 2020Quit Claim Deed, Transfer
AMROCK INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateOct 7, 2021
Transfer Doc0000244658
Record UpdatedSep 20, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address1148 BAKER CT, TROY, MI 48083-5448
Transaction TypeMortgage
Record UpdatedJun 12, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1146 BAKER CT, TROY, MI 48083-5448

Mortgage

Document Number0000057506
DateMay 25, 2023
Book Page58628/310
Instrument57506
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueJun 1, 2043

October 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOAKLAND MI
Recording DateOct 14, 2021
Property Address1148 BAKER CT, TROY, MI 48083-5448
Document Number0000244658
Book / Page56999 / 306
Map ReferenceLB 221 PG 30&31
Instrument DateOct 7, 2021
Instrument244658
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyAMROCK LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address1148 BAKER CT, TROY, MI 48083-5448

Mortgage

Document Number0056999290
DateOct 14, 2021
Instrument56999/290
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term241 Months
DueNov 1, 2041

October 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOAKLAND MI
Recording DateOct 14, 2021
Property Address1148 BAKER CT, TROY, MI 48083-5448
Document Number0000244660
Book / Page56999 / 310
Map ReferenceLB 221 PG 30&31
Instrument DateOct 7, 2021
Instrument244660
Transaction TypeTransfer
Record UpdatedDec 16, 2021
Title CompanyAMROCK INC, AMROCK LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1148 BAKER CT, TROY, MI 48083-5448

January 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOAKLAND MI
Recording DateJan 26, 2021
Property Address1148 BAKER CT, TROY, MI 48083-5448
Document Number0000021115
Book / Page55572 / 353
Map ReferenceLB 221 PG 30&31
Instrument DateJan 16, 2021
Instrument21115
Transaction TypeTransfer
Record UpdatedJun 29, 2021
Title CompanyAMROCK INC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1148 BAKER CT, TROY, MI 48083-5448

Mortgage

Document Number0055572356
DateJan 26, 2021
Instrument55572/356
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueFeb 1, 2036

January 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOAKLAND MI
Recording DateJan 26, 2021
Property Address1148 BAKER CT, TROY, MI 48083-5448
Document Number0000021116
Book / Page055572 / 000373
Instrument DateJan 16, 2021
Instrument21116
Transaction TypeTransfer
Record UpdatedMar 16, 2021
Title CompanyAMROCK INC

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address1148 BAKER CT TROY MI 480835448, TROY, MI 48083-5448

February 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOAKLAND MI
Recording DateFeb 28, 2020
Property Address1148 BAKER CT, TROY, MI 48083-5448
Document Number0000041356
Book / Page053888 / 000432
Instrument DateFeb 18, 2020
Instrument41356
Transaction TypeTransfer
Record UpdatedMar 23, 2020
Title CompanyAMROCK INC

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1148 BAKER CT TROY MI 480835448, TROY, MI 48083-5448

Mortgage

Document Number41358
DateFeb 28, 2020
Book Page053888/000433
Instrument41358
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
AmountAmount Recorded
Term180 Months
DueFeb 27, 2035

February 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOAKLAND MI
Recording DateFeb 28, 2020
Property Address1148 BAKER CT, TROY, MI 48083-5448
Document Number0000041357
Book / Page053888 / 000449
Instrument DateFeb 18, 2020
Instrument41357
Transaction TypeTransfer
Record UpdatedMar 20, 2020
Title CompanyAMROCK INC

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address1148 BAKER CT TROY MI 480835448, TROY, MI 48083-5448

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictTroy School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,197.00 (+36%)
2023$246,040
2022$3,086.00$123,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY
serves 85,854 people · EPA ID MI0006690
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area		100 / 20

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