1148 11th St, Sheldon, IA 51201 Property Records

O'Brien County property record for 1148 11th St, Sheldon, IA 51201

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 792 sqft · built 1946
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on Record
Last Sale	$120,000 (Apr 2026)
Tax Bill	$1,230 (2025)
Deeds & Mortgages	Jun 2012 Mortgage Apr 2026 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0042590000`

Property Details

APN / Parcel Number

Primary APN	`0042590000`
Alternative APN	`0000425900`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	792 sqft Living Area
1st Floor Area	624 sqft
Basement Area	624 sqft
Unfinished Basement	624 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Architectural Style	A-Frame
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	336 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	1148 11TH ST
City	SHELDON
State	IA
Zip	51201-2055
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GRIFFINS THIRD ADD LOT 31 BLK 68
Legal Subdivision	GRIFFINS THIRD ADD
Legal Block	68
Legal Lot Number	31
Jurisdiction	O'BRIEN IA
Township / Civil Division	FLOYD
Census Block Group	4
Census Block	4036
Census Tract	490300

Owner

Source: O'Brien County records, as of May 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1148 11TH ST, SHELDON, IA 51201-2055
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2012	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS STATE BANK
Apr 2, 2026	Warranty Deed, Transfer · Line of Credit CITIZENS STATE BANK
Dec 8, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 2, 2026 · Amount on Record
Deed Sale	Apr 2, 2026 · Amount on Record
Prior Sale	Dec 8, 2021 · Amount on Record
Deed Document Number	2026959
Record Updated	Sep 20, 2026

June 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	1148 11TH ST, SHELDON, IA 51201-2055
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201201428
Date	Jun 11, 2012
Instrument	2012-01428

Lender

Name	CITIZENS STATE BANK
Type	Bank
Address	SHELDON, IA 51201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	O'BRIEN IA
Recording Date	Apr 2, 2026
Property Address	1148 11TH ST, SHELDON, IA 51201-2055
Document Number	0000000959
Instrument Date	Apr 1, 2026
Instrument	2026.959
Transaction Type	Transfer
Record Updated	May 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$19,311.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1148 11TH ST, SHELDON, IA 51201-2055

Mortgage

Document Number	0000000977,
Date	Apr 2, 2026
Instrument	2026..977

Lender

Name	CITIZENS STATE BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 2, 2056

Interest

Rate	6.01%
Max Rate	-1%

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	O'BRIEN IA
Recording Date	Dec 8, 2021
Property Address	1148 11TH ST, SHELDON, IA 51201-2055
Document Number	0202103496
Instrument Date	Nov 18, 2021
Instrument	2021-03496
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Tax	$87.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3120 MONROE AVE, SHELDON, IA 51201-7525

Tax Assessment & Valuation

Source: O'Brien County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	O'Brien County
Municipality	Sheldon City
Unified School District	Sheldon Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,230.00	$87,890 (+17.69%) Land $16,580 Building $71,310	$87,890 (+17.69%) Land $16,580 Building $71,310
2024	$1,230.00 (+4.06%)
2023		$74,680 (+12.12%) Land $14,790 Building $59,890	$74,680 (+12.12%) Land $14,790 Building $59,890
2022	$1,182.00 Homeowner's exemption	$66,610 Land $12,750 Building $53,860
2021			$66,610 Land $12,750 Building $53,860

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2010 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHELDON WATER DEPARTMENT serves 5,512 people · EPA ID IA7170040
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Premier Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire.

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