Albemarle County property record for 1147 Turnstone Dr, Charlottesville, VA 22903
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 3,451 sqft · built 2006 |
| Lot Size | 0.459 acres (19,994 sqft) |
| Owner | Trust Name on File |
| Last Sale | $630,000 (Aug 2015) |
| Tax Bill | $9,222 (2026) |
| Deeds & Mortgages | Jul 2026 Line of Credit Jan 2023 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 090E0-00-00-014A0 |
| Primary APN | 090E0-00-00-014A0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,451 sqft Finished Area |
| Basement Area | 1,526 sqft |
| Finished Basement | 1,326 sqft |
| Unfinished Basement | 200 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Material | Wood |
| Lot Area | 19,994 sqft (0.459 acres) |
| Garage Area | 550 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 51 sqft |
| Deck Area | 324 sqft |
| Patio Area | 324 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Street Address | 1147 TURNSTONE DR |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22903-8813 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 RESIDEN |
| Legal Description | MOSBY MOUNTAIN 14A |
| Legal Subdivision | MOSBY MOUNTAIN |
| Jurisdiction | ALBEMARLE VA |
| Township / Civil Division | SAMUEL MILLER |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 11202 |
1147 Turnstone Dr is owner-occupied and held in a trust since January 2023.
Source: Albemarle County records, as of August 18, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 1147 TURNSTONE DR, CHARLOTTESVILLE, VA 22903-8813 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 10, 2026 | Deed of Trust, Mortgage · Line of Credit CREDIT UNION COMMUNITY CREDIT UNION |
| Jan 31, 2023 | Gift Deed, Transfer |
| Nov 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 14, 2015 · Amount on File |
| Deed Sale | Aug 14, 2015 · Amount on File |
| Prior Sale | Jul 1, 2011 · Amount on File |
| Deed Document Number | 20159105 |
| Last Transfer Date | Jan 31, 2023 |
| Transfer Doc | 0000000756 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Recording Date | Jul 10, 2026 |
| Property Address | 1147 TURNSTONE DR, CHARLOTTESVILLE, VA 22903-8813 |
| Document Number | 0000006824 |
| Instrument Date | Jul 1, 2026 |
| Instrument | 20266824 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2026 |
| Title Company | DOCUMENT RECORDING SERVICES |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust, 221 |
| Document Number | 0000006824, |
|---|---|
| Date | Jul 10, 2026 |
| Instrument | 20266824 |
| Name | CREDIT UNION COMMUNITY CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.48% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Recording Date | Jan 31, 2023 |
| Property Address | 1147 TURNSTONE DR, CHARLOTTESVILLE, VA 22903-8813 |
| Document Number | 202300000756 |
| Map Reference | MB 3190 PG 657&658 |
| Instrument Date | Jan 31, 2023 |
| Instrument | 202300000756 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 1147 TURNSTONE DR, CHARLOTTESVILLE, VA 22903-8813 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Property Address | 1147 TURNSTONE DR, CHARLOTTESVILLE, VA 22903-8813 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 005645/639 |
|---|---|
| Date | Nov 29, 2021 |
| Book Page | 5645/639 |
| Instrument | 2021-00019596 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CONSHOHOCKEN, PA 19428 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Dec 1, 2041 |
The 2026 property tax bill for 1147 Turnstone Dr was $9,222, up 0.3% from the year before.
Source: Albemarle County assessment roll, as of June 15, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Albemarle County |
| Unified School District | Albemarle County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,222.00 (+0.29%) | $1,031,500 (+0.28%) Land $201,300 Building $830,200 | $1,031,500 (+0.28%) Land $201,300 Building $830,200 |
| 2025 | $9,195.00 | $1,028,600 Land $201,300 Building $827,300 | $1,028,600 Land $201,300 Building $827,300 |
| 2023 | $7,637.00 | $894,300 Land $195,500 Building $698,800 | $894,300 Land $195,500 Building $698,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1147 Turnstone Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (1982–2018) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | May 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1147 Turnstone Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Ting Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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