1147 S Bingham Dr, White Cloud, MI 49349 Property Records

Newaygo County property record for 1147 S Bingham Dr, White Cloud, MI 49349

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,152 sqft · built 2017
Lot Size	1.02 acres (44,431 sqft)
Owner	Individual Name on File
Last Sale	$158,000 (May 2022)
Tax Bill	$2,202 (2024)
Deeds & Mortgages	Jun 2018 Mortgage Mar 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-09-200-011`

Property Details

APN / Parcel Number

Primary APN	`14-09-200-011`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,152 sqft Living Area
1st Floor Area	1,152 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Lot Area	44,431 sqft (1.02 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1147 S BINGHAM AVE
City	WHITE CLOUD
State	MI
Zip	49349-9726
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LOCAL ZONE
Legal Description	COM 346.5 FT N OF SE COR SE 1/4 NE 1/4 TH N 100.5 FT W 148.5 FT N 60 FT W 181.5 FT S 160.5 FT E 330 FT TO BEG SEC 9 T13N R13
Legal Range	13W
Legal Township	13N
Legal Section	09
Jurisdiction	NEWAYGO MI
Township / Civil Division	SHERMAN
Census Block Group	2
Census Block	2099
Census Tract	970300

Owner

1147 S Bingham Dr is owned and occupied by an individual who bought it in May 2022.

Source: Newaygo County records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1147 S BINGHAM AVE, WHITE CLOUD, MI 49349-9726
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2018	Deed of Trust, Mortgage AMERICU CREDIT UNION
Mar 12, 2018	Deed of Trust, Mortgage CHEMICAL BANK
Jun 22, 2018	Warranty Deed, Transfer
Aug 28, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 23, 2022 · Amount on File
Deed Sale	May 23, 2022 · Amount on File
Prior Sale	Jun 22, 2018 · Amount on File
Prior Transfer Date	Aug 17, 2017
Prior Transfer Doc	00466/8058
Record Updated	Sep 20, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWAYGO MI
Property Address	1147 S BINGHAM DR, WHITE CLOUD, MI 49349-9726
Transaction Type	Mortgage
Record Updated	Jul 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000470/0000002910
Date	Jun 22, 2018
Book Page	0000000470/0000002910

Lender

Name	AMERICU CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount on Record
Term	355 Months
Due	Jan 1, 2048

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWAYGO MI
Property Address	1147 S BINGHAM DR, WHITE CLOUD, MI 49349-9726
Transaction Type	Mortgage
Record Updated	Jul 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000469/0000000588
Date	Mar 12, 2018
Book Page	0000000469/0000000588

Lender

Name	CHEMICAL BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	358 Months
Due	Jan 1, 2048

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWAYGO MI
Recording Date	Jun 22, 2018
Property Address	1147 S BINGHAM DR, WHITE CLOUD, MI 49349-9726
Document Number	00470/2907
Book / Page	470 / 2907
Instrument Date	Jun 20, 2018
Transaction Type	Transfer
Record Updated	Jul 12, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1147 S BINGHAM DR, WHITE CLOUD, MI 49349-9726

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEWAYGO MI
Recording Date	Aug 28, 2017
Property Address	1147 S BINGHAM DR, WHITE CLOUD, MI 49349-9726
Document Number	00466/8058
Book / Page	466 / 8058
Instrument Date	Aug 17, 2017
Transaction Type	Transfer
Record Updated	Nov 19, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Newaygo County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Newaygo County
County Subdivision	Sherman Township
Unified School District	White Cloud Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$87,400 (+16.38%)	$174,800 (+16.38%)
2025	Homeowner's exemption	$75,100	$150,200
2024	$2,202.00
2023		$62,900	$125,800
2022	$490.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1147 S Bingham Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 17, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1147 S Bingham Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
NCATS Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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