1147 Phillips Dr, Henderson, TN 38340 Property Records

Chester County property record for 1147 Phillips Dr, Henderson, TN 38340

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,469 sqft · built 1999
Lot Size	1.04 acres (45,302 sqft)
Owner	2 Individual Names on File
Last Sale	$205,000 (Dec 2021)
Tax Bill	$1,613 (2026)
Deeds & Mortgages	Apr 2026 Line of Credit Apr 2026 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`012033 07601`

Property Details

APN / Parcel Number

Primary APN	`012033 07601`
Alternative APN	`033 07601 00006033`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	2,469 sqft Living Area
1st Floor Area	1,176 sqft
Upper Floors Area	1,576 sqft
Basement Area	625 sqft
Unfinished Basement	625 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2008
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	45,302 sqft (1.04 acres)
Terrain	Rolling
Garage Area	770 sqft
Parking Spaces	3 Parking Spaces
Porch	Patio
Porch Area	744 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1147 PHILLIPS DR
City	HENDERSON
State	TN
Zip	38340-7634
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 06, COUNTY AREA: H40
Jurisdiction	CHESTER TN
Township / Civil Division	4
Census Block Group	2
Census Block	2001
Census Tract	970200

Owner

Source: Chester County assessment roll, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1147 PHILLIPS DR, HENDERSON, TN 38340-7634
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2026	Deed of Trust, Mortgage · Line of Credit TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES
Apr 27, 2026	Deed of Trust · Line of Credit TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES (RE
Dec 1, 2021	Warranty Deed, Transfer · Conventional Mortgage LEADERS CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 1, 2021 · Amount on Record
Deed Sale	Dec 1, 2021 · Amount on Record
Prior Sale	Dec 23, 1997 · Amount on Record
Deed Document Number	202169161
Deed Book / Page	484 / 795
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER TN
Recording Date	Apr 27, 2026
Property Address	1147 PHILLIPS DR, HENDERSON, TN 38340-7634
Document Number	0005460714
Book / Page	546 / 714
Instrument Date	Apr 18, 2026
Instrument	202681716
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1147 PHILLIPS DR, HENDERSON, TN 38340-7634
Investor	Possibly a Property Investor

Mortgage

Document Number	0000081716,
Date	Apr 27, 2026
Book Page	546/714
Instrument	202681716

Lender

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	May 14, 2041

Interest

Rate	5.54%
Max Rate	-1%

April 2026: Deed of Trust

Document Type	Deed of Trust
Jurisdiction	CHESTER TN
Recording Date	Apr 27, 2026
Property Address	1147 PHILLIPS DR, HENDERSON, TN 38340-7634
Document Number	0000081716
Book / Page	546 / 714
Instrument Date	Apr 18, 2026
Instrument	2026.81716
Record Updated	May 6, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES (RE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1147 PHILLIPS DR, HENDERSON, TN 38340-7634
Investor	Possibly a Property Investor

Mortgage

Document Number	0000081716,
Date	Apr 27, 2026
Book Page	546/714
Instrument	2026.81716

Lender

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	May 14, 2041

Interest

Rate	5.54%
Max Rate	-1%

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTER TN
Recording Date	Dec 1, 2021
Property Address	1147 PHILLIPS DR, HENDERSON, TN 38340-7634
Document Number	0004840795
Book / Page	484 / 795
Instrument Date	Nov 30, 2021
Instrument	69161
Transaction Type	Transfer
Record Updated	Dec 15, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$758.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1147 PHILLIPS DR, HENDERSON, TN 38340-7634

Mortgage

Document Number	0000069162
Date	Dec 1, 2021
Instrument	69162

Lender

Name	LEADERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Chester County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Chester County
Municipality	Henderson City
Unified School District	Chester County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,613.00	$79,225 (-)	$316,900 (-) Land $21,300 Building $295,600
2025	$1,613.00 (+20.28%)	$79,225 (+46.92%)	$316,900 (+46.92%) Land $21,300 Building $295,600
2023	$1,341.00	$53,925	$215,700 Land $16,000 Building $199,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HENDERSON WATER DEPT serves 8,924 people · EPA ID TN0000293
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Aeneas Communications Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Phillips Dr

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