Franklin County property record for 1147 Old Cove Rd, Saint Clair, MO 63077
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,047 sqft · built 1976 |
| Lot Size | 3.2 acres (139,392 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $2,063 (2025) |
| Deeds & Mortgages | Jul 2021 Transfer Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-6-23.0-0-000-005.000 |
| Primary APN | 21-6-23.0-0-000-005.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,047 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Architectural Style | A-Frame |
| Construction Type | Frame |
| Lot Area | 139,392 sqft (3.2 acres) |
| Street Address | 1147 OLD COVE RD |
|---|---|
| City | SAINT CLAIR |
| State | MO |
| Zip | 63077-3826 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ANU |
| Legal Description | PT SE SW SEC 14, PT NE NW SEC 23W OF OLD COVE RD |
| Legal Range | 01E |
| Legal Township | 42 |
| Legal Section | 23 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | CENTRAL |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 800802 |
Source: Franklin County records, as of November 10, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1147 OLD COVE RD, SAINT CLAIR, MO 63077-3826 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Date | Document |
|---|---|
| Jul 29, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Feb 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY CU |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jul 29, 2021 |
| Transfer Doc | 0002114146 |
| Record Updated | Jun 8, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Jul 29, 2021 |
| Property Address | 1147 OLD COVE RD, SAINT CLAIR, MO 63077-3826 |
| Document Number | 0002114146 |
| Instrument Date | Jul 23, 2021 |
| Instrument | 2114146 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1147 OLD COVE RD, SAINT CLAIR, MO 63077-3826 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 1147 OLD COVE RD, SAINT CLAIR, MO 63077-3826 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0002102804 |
|---|---|
| Date | Feb 12, 2021 |
| Instrument | 2102804 |
| Name | FIRST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 1, 2036 |
| Rate Type | Fixed Rate |
|---|
Source: Franklin County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Unified School District | St. Clair R-XIII School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,063.00 (+4.67%) | $42,180 (+18.63%) | $222,000 (+18.63%) Land $29,400 Building $192,600 |
| 2023 | $1,971.00 (+2.82%) | $35,555 | $187,130 Land $19,800 Building $167,330 |
| 2022 | $1,917.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 67% of Missouri |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKLIN COUNTY PWSD 3 serves 8,250 people · EPA ID MO6024213 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wisper ISP Fixed Wireless | 400 / 30 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
| Bays-ET Highspeed Fixed Wireless | 25 / 5 |
| T-Mobile Fixed Wireless | 25 / 3 |
May also be available: Verizon.
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