1147 Marshall Rd, Waterloo, NY 13165 Property Records

Seneca County and Fayette Town property record for 1147 Marshall Rd, Waterloo, NY 13165

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,236 sqft · built 1850
Lot Size	9.17 acres (399,445 sqft)
Owner	Individual Name on Record
Last Sale	$167,000 (Jul 2014)
Tax Bill	$5,572 (2026)
Deeds & Mortgages	Sep 2020 Refinance Apr 2022 Line of Credit + 3 more
APN	`452289 05-1-04`

Property Details

APN / Parcel Number

Primary APN	`452289 05-1-04`
Alternative APN	`228900500000010040000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,236 sqft Living Area
1st Floor Area	1,620 sqft
2nd Floor Area	616 sqft

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1850
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	399,445 sqft (9.17 acres)
Garage Type	Attached
Garage Area	610 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	174 sqft
Shed	1 Shed
Pole Barn	Pole Barn

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1147 MARSHALL RD
City	WATERLOO
State	NY
Zip	13165-9746
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	488-85
Legal Block	1
Legal Lot Number	4.000
Jurisdiction	SENECA NY
Township / Civil Division	FAYETTE
Census Block Group	1
Census Block	1045
Census Tract	950700

Owner

Source: Seneca County and Fayette Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1147 MARSHALL RD, WATERLOO, NY 13165-9746
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance THE COMMUNITY BANK
Apr 8, 2022	Deed of Trust, Mortgage · Line of Credit WAYNE BANK
Apr 28, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance COMMUNITY BANK NA
Jul 1, 2021	Warranty Deed, Transfer
Sep 29, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 24, 2014 · Amount on Record
Deed Sale	Jul 24, 2014 · Amount on Record
Prior Sale	Oct 3, 2008 · Amount on Record
Deed Book / Page	893 / 242
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SENECA NY
Property Address	1147 MARSHALL RD, WATERLOO, NY 13165-9746
Transaction Type	Mortgage
Record Updated	Mar 14, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001768/113
Date	Sep 29, 2020
Book Page	1768/113
Instrument	50428

Lender

Name	THE COMMUNITY BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SENECA NY
Property Address	1147 MARSHALL RD, WATERLOO, NY 13165-9746
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001849/289
Date	Apr 8, 2022
Book Page	1849/289
Instrument	58025

Lender

Name	WAYNE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2037

Interest

Rate Type	Adjustable Rate

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SENECA NY
Property Address	1147 MARSHALL RD, WATERLOO, NY 13165-9746
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001802/38
Date	Apr 28, 2021
Book Page	1802/38
Instrument	53290

Lender

Name	COMMUNITY BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SENECA NY
Recording Date	Jul 1, 2021
Property Address	1147 MARSHALL RD, WATERLOO, NY 13165-9746
Document Number	001035/218
Book / Page	1035 / 218
Instrument Date	Jun 28, 2021
Instrument	54188
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	677 NINE FOOT RD, CLYDE, NY 14433-9416

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SENECA NY
Recording Date	Sep 29, 2020
Property Address	1147 MARSHALL RD, WATERLOO, NY 13165-9746
Document Number	001018/233
Book / Page	1018 / 233
Instrument Date	Sep 23, 2020
Instrument	50427
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 TAYLOR AVE, WATERLOO, NY 13165-9505

Tax Assessment & Valuation

Source: Seneca County and Fayette Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Seneca County
County Subdivision	Fayette Town
Unified School District	Waterloo Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,572.00 (+10.16%)
2025	$5,058.00 (+313.24%)	$171,200 (-) Land $44,700 Building $126,500	$300,400 (+26.34%) Land $78,434 Building $221,966
2023		$171,200 Land $44,700 Building $126,500	$237,778 Land $62,083 Building $175,695
2019	$1,224.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CBN Fixed Wireless · not low latency	100 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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