1147 Earlham Ct, Oak Park, CA 91377 Property Records

Ventura County property record for 1147 Earlham Ct, Oak Park, CA 91377

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,231 sqft · built 1987
Lot Size	0.389 acres (16,936 sqft)
Owner	Company Name on File
Last Sale	$1,995,000 (Aug 2022)
Tax Bill	$10,971 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Aug 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`685-0-201-145`

Property Details

APN / Parcel Number

Primary APN	`685-0-201-145`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,231 sqft Living Area
1st Floor Area	3,231 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Lot Area	16,936 sqft (0.389 acres)
Garage Area	584 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	512 sqft
Porch	Porch
Porch Area	139 sqft
Patio Area	400 sqft

Location & Zoning

Street Address	1147 EARLHAM CT
City	OAK PARK
State	CA
Zip	91377-4712
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD-6U
Legal Description	TRACT: 407100 LOT: 26 REF: 104MR 77
Legal Subdivision	4071
Legal Tract	407100
Legal Block	201
Legal Lot Number	26
Jurisdiction	VENTURA CA
Township / Civil Division	THOUSAND OAKS
Census Block Group	1
Census Block	1014
Census Tract	7406

Owner

1147 Earlham Ct is owned by a company that bought it in August 2022.

Source: Ventura County records, as of July 15, 2026

Owner of Record	Company Name on File
Mailing Address	1147 EARLHAM CT, OAK PARK, CA 91377-4712
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2025	Deed of Trust, Mortgage · Line of Credit US BANK NA
Aug 26, 2022	Grant Deed, Transfer · Conventional Mortgage US BANK NA
Dec 11, 2017	Deed of Trust, Mortgage · Line of Credit UNIFY FINANCIAL FCU
Jun 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE
Jul 17, 2018	Grant Deed, Transfer GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2022 · Amount on File
Deed Sale	Aug 26, 2022 · Amount on File
Prior Sale	Jul 17, 2018 · Amount on File
Deed Document Number	202287940
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	1147 EARLHAM CT, OAK PARK, CA 91377-4712
Transaction Type	Mortgage
Record Updated	Sep 24, 2025
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1147 EARLHAM CT, OAK PARK, CA 91377-4712

Mortgage

Document Number	0000064596
Date	Sep 9, 2025
Instrument	2025000064596

Lender

Name	US BANK NA
Type	Bank
Address	LA JOLLA, CA 92037

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Aug 26, 2022
Property Address	1147 EARLHAM CT, OAK PARK, CA 91377-4712
Document Number	2022000087940
Map Reference	MB 104 PG 77-108
Instrument Date	Aug 8, 2022
Instrument	2022000087940
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	LAWYERS TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1147 EARLHAM CT, OAK PARK, CA 91377-4712

Mortgage

Document Number	2022000087941
Date	Aug 26, 2022
Instrument	2022000087941

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	1147 EARLHAM CT, OAK PARK, CA 91377-4712
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PROVIDENNT TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000159241
Date	Dec 11, 2017
Instrument	20171211-00159241

Lender

Name	UNIFY FINANCIAL FCU
Type	Credit Union
Address	TORRANCE, CA 90501

Agreement

Type	Line of Credit
Amount	Amount on Record

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	1147 EARLHAM CT, OAK PARK, CA 91377-4712
Document Number	0000098746
Instrument Date	Jun 30, 2020
Transaction Type	Mortgage
Record Updated	Aug 4, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1147 EARLHAM CT OAK PARK CA 913774712, OAK PARK, CA 91377-4712

Mortgage

Document Number	0000098746
Date	Jul 9, 2020
Instrument	98746

Lender

Name	GUARANTEED RATE
Address	IRVINE, CA 92614

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 8, 2050

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Jul 17, 2018
Property Address	1147 EARLHAM CT, OAK PARK, CA 91377-4712
Document Number	0000081518
Instrument Date	May 17, 2018
Instrument	81518
Transaction Type	Transfer
Record Updated	Jul 26, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,661.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1147 EARLHAM CT OAK PARK CA 913774712, OAK PARK, CA 91377-4712

Mortgage

Document Number	81519
Date	Jul 17, 2018
Instrument	81519

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 16, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.12%

Tax Assessment & Valuation

The 2025 property tax bill for 1147 Earlham Ct was $10,971, up 3.4% from the year before.

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Unified School District	Oak Park Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$823,479 (+2%) Land $491,839 Building $331,640
2025	$10,971.00 (+3.35%)	$807,333 Land $482,195 Building $325,138
2024	$10,615.00 (+0.69%)
2023	$10,542.00 (-46.43%)	$775,984 Land $463,471 Building $312,513
2022	$19,680.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1147 Earlham Ct in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	7 (1998–2023)
Claims Outside the SFHA	7 of 7
Most Recent Claim	Feb 2023 · Severe Winter Storm And Flooding
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1147 Earlham Ct is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRIUNFO WATER & SANITATION DISTRICT private · serves 13,898 people · EPA ID CA5610043
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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