1147 Cornwall Ave, Waterloo, IA 50702 Property Records

Black Hawk County property record for 1147 Cornwall Ave, Waterloo, IA 50702

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,388 sqft · built 1949
Lot Size0.145 acres (6,300 sqft)
Owner2 Individual Names on File
Last Sale$107,000 (Sep 2005)
Tax Bill$3,488 (2025)
Deeds & MortgagesJan 2023 Mortgage
Apr 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN8913-35-427-025

Property Details

APN / Parcel Number

Primary APN8913-35-427-025

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,388 sqft Living Area
1st Floor Area825 sqft
AtticAttic
Attic Area371 sqft
Basement Area825 sqft
Finished Basement600 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1949
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,300 sqft (0.145 acres)
Lot Dimensions126 ft deep x 50 ft wide
Garage TypeDetached
Garage Area432 sqft
Parking Spaces2 Parking Spaces
Deck Area256 sqft
Patio Area256 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address1147 CORNWALL AVE
CityWATERLOO
StateIA
Zip50702-4040
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLIBERTY ADDITION LOT 25 BLK 9
Legal Range13W
Legal Township89N
Legal Section35
Legal SubdivisionLIBERTY ADDITION
Legal Block9
Legal Lot Number25
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group2
Census Block2002
Census Tract1200

Owner

Source: Black Hawk County records · APN 8913-35-427-025

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1147 CORNWALL AVE, WATERLOO, IA 50702-4040
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 18, 2023Deed of Trust, Mortgage · Conventional Mortgage
VERIDIAN CU
Apr 16, 2018Deed of Trust, Mortgage
VERIDIAN CREDIT UNION

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 26, 2005 · Amount on Record
Deed SaleSep 26, 2005 · Amount on Record
Deed Document Number20052006008236
Record UpdatedSep 20, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address1147 CORNWALL AVE, WATERLOO, IA 50702-4040
Transaction TypeMortgage
Record UpdatedFeb 19, 2026
Title CompanyTITLE SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address1147 CORNWALL AVE, WATERLOO, IA 50702-4040
InvestorPossibly a Property Investor

Mortgage

Document Number202300010357
DateJan 18, 2023
Instrument202300010357
Lender
NameVERIDIAN CU
TypeCredit Union
Address1827 ANSBOROUGH AVE, WATERLOO, IA 50701
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2053

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address1147 CORNWALL AVE, WATERLOO, IA 50702-4040
Transaction TypeMortgage
Record UpdatedMay 09, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201800016784
DateApr 16, 2018
Instrument201800016784
Lender
NameVERIDIAN CREDIT UNION
TypeCredit Union
Agreement
AmountAmount Recorded
Term117 Months
DueJan 01, 2028

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,488.00 Homeowner's exemption$186,930 (+16.32%) Land $16,980 Building $169,950$186,930 (+16.32%) Land $16,980 Building $169,950
2024$3,488.00 (+41.79%)
2023$160,700 (+32.96%) Land $16,980 Building $143,720$160,700 (+32.96%) Land $16,980 Building $143,720
2022$2,460.00 Homeowner's exemption$120,860 Land $16,980 Building $103,880
2021$120,860 Land $16,980 Building $103,880

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 27, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Waterloo Telecommunications Utility
Fiber
10,000 / 10,000
Metronet Holdings
Fiber
5,120 / 5,120
Mediacom Communications
Cable · Fiber in parts of the area
1,000 / 50

May also be available: AMG Technology Investment Group, LTD Broadband, Verizon.

Based on FCC filings for 645 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemWATERLOO WATER WORKS
serves 69,504 people
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Cornwall Ave

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