Black Hawk County property record for 1147 Cornwall Ave, Waterloo, IA 50702
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,388 sqft · built 1949 |
| Lot Size | 0.145 acres (6,300 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $107,000 (Sep 2005) |
| Tax Bill | $3,488 (2025) |
| Deeds & Mortgages | Jan 2023 Mortgage Apr 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-35-427-025 |
| Primary APN | 8913-35-427-025 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,388 sqft Living Area |
| 1st Floor Area | 825 sqft |
| Attic | Attic |
| Attic Area | 371 sqft |
| Basement Area | 825 sqft |
| Finished Basement | 600 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,300 sqft (0.145 acres) |
| Lot Dimensions | 126 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 432 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 256 sqft |
| Patio Area | 256 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1147 CORNWALL AVE |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50702-4040 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LIBERTY ADDITION LOT 25 BLK 9 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 35 |
| Legal Subdivision | LIBERTY ADDITION |
| Legal Block | 9 |
| Legal Lot Number | 25 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 1200 |
Source: Black Hawk County records · APN 8913-35-427-025
Assessment roll updated October 17, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1147 CORNWALL AVE, WATERLOO, IA 50702-4040 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 18, 2023 | Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU |
| Apr 16, 2018 | Deed of Trust, Mortgage VERIDIAN CREDIT UNION |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 26, 2005 · Amount on Record |
| Deed Sale | Sep 26, 2005 · Amount on Record |
| Deed Document Number | 20052006008236 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 1147 CORNWALL AVE, WATERLOO, IA 50702-4040 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2026 |
| Title Company | TITLE SERVICES |
| Name | Verified Name |
|---|---|
| Address | 1147 CORNWALL AVE, WATERLOO, IA 50702-4040 |
| Investor | Possibly a Property Investor |
| Document Number | 202300010357 |
|---|---|
| Date | Jan 18, 2023 |
| Instrument | 202300010357 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | 1827 ANSBOROUGH AVE, WATERLOO, IA 50701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 1147 CORNWALL AVE, WATERLOO, IA 50702-4040 |
| Transaction Type | Mortgage |
| Record Updated | May 09, 2018 |
| Name | Verified Name |
|---|
| Document Number | 201800016784 |
|---|---|
| Date | Apr 16, 2018 |
| Instrument | 201800016784 |
| Name | VERIDIAN CREDIT UNION |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|---|
| Term | 117 Months |
| Due | Jan 01, 2028 |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,488.00 Homeowner's exemption | $186,930 (+16.32%) Land $16,980 Building $169,950 | $186,930 (+16.32%) Land $16,980 Building $169,950 |
| 2024 | $3,488.00 (+41.79%) | ||
| 2023 | $160,700 (+32.96%) Land $16,980 Building $143,720 | $160,700 (+32.96%) Land $16,980 Building $143,720 | |
| 2022 | $2,460.00 Homeowner's exemption | $120,860 Land $16,980 Building $103,880 | |
| 2021 | $120,860 Land $16,980 Building $103,880 |
Source: FEMA National Flood Hazard Layer as of September 27, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Waterloo Telecommunications Utility Fiber | 10,000 / 10,000 |
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Mediacom Communications Cable · Fiber in parts of the area | 1,000 / 50 |
May also be available: AMG Technology Investment Group, LTD Broadband, Verizon.
Based on FCC filings for 645 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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