1147 Buffalo St, Shelby, NC 28150 Property Records

Cleveland County property record for 1147 Buffalo St, Shelby, NC 28150

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	3,180 sqft · built 1965
Lot Size	0.173 acres (7,550 sqft)
Owner	Company Name on Record
Last Sale	$60,000 (Jan 2019)
Tax Bill	$889 (2026)
Deeds & Mortgages	Feb 2021 Transfer Feb 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20008`

Property Details

APN / Parcel Number

Primary APN	`20008`
Alternative APN	`1338644`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	3,180 sqft Total Area

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1985
Exterior Material	Concrete Block
Lot Area	7,550 sqft (0.173 acres)
Lot Dimensions	151 ft deep x 50 ft wide
Storage Building	1,080 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1338644
Street Address	1147 BUFFALO ST
City	SHELBY
State	NC
Zip	28150-4065
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	LI
Legal Description	TR#2 PB22-52 BUFFALO ST
Legal Subdivision	WASHINGTON DEVELOPMENT
Legal Tract	2
Legal Block	2
Legal Lot Number	3
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1012
Census Tract	950900

Owner

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	210 OSBORNE ST, SHELBY, NC 28150-5428
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2021	Intrafamily Transfer, Transfer
Feb 16, 2021	Intrafamily Transfer, Transfer
Jan 3, 2019	Warranty Deed, Transfer · Conventional Mortgage TRACY L & RITA J WINBORNE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 3, 2019 · Amount on Record
Deed Sale	Jan 3, 2019 · Amount on Record
Prior Sale	May 26, 2016 · Amount on Record
Deed Document Number	2019200021672
Deed Book / Page	1783 / 707
Last Transfer Date	Feb 15, 2021
Transfer Doc	0018331043
Record Updated	Oct 29, 2026

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLEVELAND NC
Recording Date	Feb 15, 2021
Property Address	1147 BUFFALO ST, SHELBY, NC 28150-4065
Document Number	0018331043
Book / Page	1833 / 1043
Instrument Date	Feb 15, 2021
Instrument	200050900
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	210 OSBORNE ST, SHELBY, NC 28150-5428

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLEVELAND NC
Recording Date	Feb 16, 2021
Property Address	1147 BUFFALO ST, SHELBY, NC 28150-4065
Document Number	0018331043
Book / Page	1833 / 1043
Instrument Date	Feb 15, 2021
Instrument	200050900
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	210 OSBORNE ST, SHELBY, NC 28150-5428

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Jan 3, 2019
Property Address	1147 BUFFALO ST, SHELBY, NC 28150-4065
Document Number	0017830707
Book / Page	001783 / 000707
Instrument Date	Dec 31, 2018
Instrument	21672
Transaction Type	Transfer
Record Updated	Jan 25, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$120.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	210 OSBORNE ST SHELBY NC 281505428, SHELBY, NC 28150-5428

Mortgage

Document Number	17830709
Date	Jan 3, 2019
Book Page	001783/000709
Instrument	21673

Lender

Name	TRACY L & RITA J WINBORNE
Address	604 FOREST HILL DR, SHELBY, NC 28150-5525
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Jan 2, 2022

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Shelby City
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$889.00 (-0.45%)	$89,759 (-) Land $31,365 Building $58,394	$89,759 (-) Land $31,365 Building $58,394
2025	$893.00	$89,759 (+40.03%) Land $31,365 Building $58,394	$89,759 (+40.03%) Land $31,365 Building $58,394
2023		$64,100 Land $21,630 Building $42,470	$64,100 Land $21,630 Building $42,470

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SHELBY serves 23,600 people · EPA ID NC0123010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Ripple Fiber.

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