1147 3rd St, Los Osos, CA 93402 Property Records

San Luis Obispo County property record for 1147 3rd St, Los Osos, CA 93402

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 1,205 sqft · built 1952
Lot Size	0.215 acres (9,375 sqft)
Owner	Company Name on File
Last Sale	$950,000 (Apr 2022)
Tax Bill	$14,274 (2025)
Deeds & Mortgages	Mar 2023 Transfer Aug 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`038-021-034`

Property Details

APN / Parcel Number

Primary APN	`038-021-034`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,205 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Construction Type	Wood
Lot Area	9,375 sqft (0.215 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Sewer	Septic

Location & Zoning

Street Address	1147 3RD ST
City	LOS OSOS
State	CA
Zip	93402-1113
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	TN EL MORO BL 30 LTS 41, 42, 43
Legal Subdivision	EL MORO
Legal Block	30
Legal Lot Number	42
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	1
Census Block	1014
Census Tract	10701

Owner

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1147 3RD ST, LOS OSOS, CA 93402-1113
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2023	Intrafamily Transfer, Transfer
Aug 2, 2022	Intrafamily Transfer, Transfer
Jun 10, 2022	Intrafamily Transfer, Transfer
Apr 6, 2022	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 6, 2022 · Amount on Record
Deed Sale	Apr 6, 2022 · Amount on Record
Prior Sale	May 29, 2014 · Amount on Record
Deed Document Number	202215160
Last Transfer Date	Mar 17, 2023
Transfer Doc	0000008465
Record Updated	Sep 20, 2026

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Mar 29, 2023
Property Address	1147 3RD ST, LOS OSOS, CA 93402-1113
Document Number	0000008465
Map Reference	MB A PG 80
Instrument Date	Mar 17, 2023
Instrument	2023008465
Transaction Type	Transfer
Record Updated	Aug 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1143 3RD ST, LOS OSOS, CA 93402-1113

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Aug 2, 2022
Property Address	1147 3RD ST, LOS OSOS, CA 93402-1113
Document Number	0000031536
Map Reference	MB A PG 80
Instrument Date	Aug 1, 2022
Instrument	2022031536
Transaction Type	Transfer
Record Updated	Aug 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1147 3RD ST, LOS OSOS, CA 93402-1113
Investor	Possibly a Property Investor

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jun 10, 2022
Property Address	1147 3RD ST, LOS OSOS, CA 93402-1113
Document Number	0000024814
Map Reference	MB A PG 80
Instrument Date	Jun 10, 2022
Instrument	2022024814
Transaction Type	Transfer
Record Updated	Aug 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1147 3RD ST, LOS OSOS, CA 93402-1113
Investor	Possibly a Property Investor

April 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Apr 6, 2022
Property Address	1147 3RD ST, LOS OSOS, CA 93402-1113
Document Number	0000015160
Map Reference	MB A PG 80
Instrument Date	Mar 29, 2022
Instrument	2022015160
Transaction Type	Transfer
Record Updated	Aug 17, 2023
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1147 3RD ST, LOS OSOS, CA 93402-1113

Mortgage

Document Number	0000015161
Date	Apr 6, 2022
Instrument	2022015161

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	San Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,028,309 (+2%) Land $757,701 Building $270,608
2025	$14,274.00 (+8.58%) Homeowner's exemption	$1,008,147 (+4.04%) Land $742,845 Building $265,302
2023	$13,146.00 (+66.7%) Homeowner's exemption	$969,000 Land $714,000 Building $255,000
2022	$7,886.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	4 (1992–1995)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Mar 1995 · Severe Winter Storms, Flooding Landslides, Mud Flow
Claims by Event	Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOS OSOS COMMUNITY SERVICES DISTRICT serves 7,086 people · EPA ID CA4010016
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, Radiate Holdings.

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