Orange County property record for 11468 Willow Gardens Dr, Windermere, FL 34786
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,853 sqft · built 1993 |
| Lot Size | 0.809 acres (35,257 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $545,000 (Mar 2004) |
| Tax Bill | $8,740 (2025) |
| Deeds & Mortgages | Jul 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-23-28-9346-00-320 |
| Primary APN | 06-23-28-9346-00-320 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 3,853 sqft Living Area |
| Gross Area | 5,132 sqft |
| 1st Floor Area | 3,853 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 35,257 sqft (0.809 acres) |
| Garage Type | Attached |
| Garage Area | 857 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 422 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 11468 WILLOW GARDENS DR |
|---|---|
| City | WINDERMERE |
| State | FL |
| Zip | 34786-6015 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SFR |
| Legal Description | WILLOWS AT LAKE RHEA PHASE 2 28/42 LOT 32 |
| Legal Range | 28E |
| Legal Township | 23S |
| Legal Section | 06 |
| Legal Subdivision | WILLOWS AT LAKE RHEA PH 2 |
| Legal Phase | 2 |
| Legal Tract | 9346 |
| Legal Lot Number | 32 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 17120 |
11468 Willow Gardens Dr is owned and occupied by two individuals who bought it in March 2004.
Source: Orange County records, as of May 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11468 WILLOW GARDENS DR, WINDERMERE, FL 34786-6015 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 12, 2004 · Amount on File |
| Deed Sale | Mar 12, 2004 · Amount on File |
| Prior Sale | Oct 31, 1996 · Amount on File |
| Deed Document Number | 2004153873 |
| Deed Book / Page | 7342 / 3867 |
| Prior Transfer Date | Mar 4, 2004 |
| Prior Transfer Doc | 0000146742 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 11468 WILLOW GARDENS DR, WINDERMERE, FL 34786-6015 |
| Document Number | 0000462848 |
| Instrument Date | Jul 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 11468 WILLOW GARDENS DR WINDERMERE FL 347866015, WINDERMERE, FL 34786-6015 |
| Document Number | 0000462848 |
|---|---|
| Date | Aug 6, 2018 |
| Instrument | 462848 |
| Name | SEACOAST NAT'L BK |
|---|---|
| Type | Bank |
| Address | STUART, FL 34995 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 5, 2033 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 11468 Willow Gardens Dr was $8,740, up 3.2% from the year before.
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Municipality | Windermere Town |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $532,627 (+2.7%) | $951,760 (-1.47%) Land $200,000 Building $751,760 | |
| 2025 | $8,740.00 (+3.16%) Homeowner's exemption | $518,624 | $965,980 Land $200,000 Building $765,980 |
| 2024 | $8,472.00 (+3.24%) | ||
| 2023 | $8,206.00 (+2.94%) Homeowner's exemption | $489,328 (+3%) | $878,351 (+28.1%) Land $200,000 Building $678,351 |
| 2022 | $7,972.00 Homeowner's exemption | $475,076 | $685,651 Land $160,000 Building $525,651 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11468 Willow Gardens Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 76 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 76 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11468 Willow Gardens Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, Summit Broadband, Xfinity.
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