11463 16th St NE, Saint Michael, MN 55376 Property Records

Wright County property record for 11463 16th St NE, Saint Michael, MN 55376

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,666 sqft · built 2004
Lot Size	0.049 acres (2,162 sqft)
Owner	Individual Name on Record
Last Sale	$285,000 (Apr 2023)
Tax Bill	$3,058 (2026)
Deeds & Mortgages	May 2023 Sale & Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`114-256-006010`

Property Details

APN / Parcel Number

Primary APN	`114-256-006010`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,666 sqft Living Area
1st Floor Area	1,191 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2009
Architectural Style	Townhouse
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,162 sqft (0.049 acres)
Garage Type	Attached
Garage Area	689 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	30 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	11463 16TH ST NE
City	SAINT MICHAEL
State	MN
Zip	55376-4241
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-25 TWP-120 RANGE-024 THE FIELDS OF ST MICHAEL 2ND A LOT-001 BLOCK-006 -001 BLOCK-006
Legal Range	024
Legal Township	120
Legal Section	25
Legal Subdivision	THE FIELDS OF ST MICHAEL
Legal Block	6
Legal Lot Number	1
Jurisdiction	WRIGHT MN
Township / Civil Division	ST. MICHAEL
Census Block Group	2
Census Block	2023
Census Tract	100805

Owner

Source: Wright County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11463 16TH ST NE, SAINT MICHAEL, MN 55376-4241
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2023	Warranty Deed, Transfer · FHA Mortgage LAKE AREA MORTGAGE
Apr 21, 2020	Deed of Trust, Mortgage · Commercial Mortgage MIDWESTONE BANK
Jun 4, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage TRADITION MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2023 · Amount on Record
Deed Sale	Apr 28, 2023 · Amount on Record
Prior Sale	Feb 6, 2009 · Amount on Record
Deed Document Number	20231529404
Prior Transfer Date	May 27, 2021
Prior Transfer Doc	0001472663
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	May 5, 2023
Property Address	11463 16TH ST NE, SAINT MICHAEL, MN 55376-4241
Document Number	00A1530170
Instrument Date	Apr 28, 2023
Instrument	A1530170
Transaction Type	Transfer
Record Updated	Aug 15, 2023
Title Company	TITLE SPECIALISTS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$940.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11463 16TH ST NE, SAINT MICHAEL, MN 55376-4241

Mortgage

Document Number	00A1530171
Date	May 5, 2023
Instrument	A1530171

Lender

Name	LAKE AREA MORTGAGE
Type	Mortgage Company
Address	SAINT PAUL, MN 55112

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	11463 16TH ST NE, SAINT MICHAEL, MN 55376-4241
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001424208
Date	Apr 21, 2020
Instrument	1424208

Lender

Name	MIDWESTONE BANK
Type	Bank
Address	ELK RIVER, MN 55330

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 15, 2030

Interest

Rate Type	Adjustable Rate

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WRIGHT MN
Recording Date	Jun 4, 2021
Property Address	11463 16TH ST NE, SAINT MICHAEL, MN 55376-4241
Document Number	0001472663
Instrument Date	May 27, 2021
Instrument	1472663
Transaction Type	Transfer
Record Updated	Aug 15, 2023
Title Company	ESQUIRE TITLE, ESQUIRE TITLE SERVICE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	11463 16TH STREET NORTHEAST, SAINT MARTIN, MN 56376

Mortgage

Document Number	0001472664
Date	Jun 4, 2021
Instrument	1472664

Lender

Name	TRADITION MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2036

Tax Assessment & Valuation

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wright County
Municipality	St. Michael City
Unified School District	St. Michael-Albertville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,058.00 (-0.59%)	$277,800 (+0.29%) Land $30,000 Building $247,800	$277,800 (+0.29%) Land $30,000 Building $247,800
2025		$277,000 (-1.07%) Land $31,000 Building $246,000	$277,000 (-1.07%) Land $31,000 Building $246,000
2023	$3,076.00 (+8.85%)	$280,000 (+0.29%) Land $30,300 Building $249,700	$280,000 (+0.29%) Land $30,300 Building $249,700
2022	$2,826.00 Homeowner's exemption	$279,200 Land $49,000 Building $230,200	$279,200 Land $49,000 Building $230,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Joint Powers Water Board serves 30,922 people · EPA ID MN1860024
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.56 mg/L (2026) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Xfinity.

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