Hernando County property record for 11460 Callaghan Ave, Spring Hill, FL 34608
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,250 sqft · built 2020 |
| Lot Size | 0.289 acres (12,570 sqft) |
| Owner | Individual Name on File |
| Last Sale | $130,000 (Jul 2020) |
| Tax Bill | $3,574 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Jan 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R32-323-17-5170-1086-0130 |
| Primary APN | R32-323-17-5170-1086-0130 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 1,250 sqft Living Area |
| Gross Area | 1,720 sqft |
| 1st Floor Area | 1,250 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Combination |
| Construction Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,570 sqft (0.289 acres) |
| Lot Dimensions | 125 ft deep x 124 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Patio Area | 228 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00602333 |
|---|---|
| Street Address | 11460 CALLAGHAN AVE |
| City | SPRING HILL |
| State | FL |
| Zip | 34608-3007 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING HILL UNIT 17 BLK 1086 LOT 13 |
| Legal Range | 17E |
| Legal Township | 23S |
| Legal Section | 32 |
| Legal Subdivision | SPRING HILL UNIT 17 |
| Legal Block | 1086 |
| Legal Lot Number | 13 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 41004 |
Source: Hernando County records · APN R32-323-17-5170-1086-0130
Assessment roll updated December 8, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 11460 CALLAGHAN AVE, SPRING HILL, FL 34608-3007 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 16, 2026 | Deed of Trust, Mortgage · Line of Credit SUNCOAST CREDIT UNION |
| Jan 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOMESPIRE MORTGAGE CORP |
| Jul 08, 2020 | Warranty Deed, Transfer · Conventional Mortgage HOMESPIRE MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 08, 2020 · Amount on Record |
| Deed Sale | Jul 08, 2020 · Amount on Record |
| Prior Sale | Jul 27, 2004 · Amount on Record |
| Deed Document Number | 202041102 |
| Deed Book / Page | 3860 / 1028 |
| Prior Transfer Date | Jul 06, 2020 |
| Prior Transfer Doc | 0038601028 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Apr 16, 2026 |
| Property Address | 11460 CALLAGHAN AVE, SPRING HILL, FL 34608-3007 |
| Document Number | 0000025129 |
| Book / Page | 4696 / 188 |
| Instrument Date | Apr 07, 2026 |
| Instrument | 202625129 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11460 CALLAGHAN AVE, SPRING HILL, FL 34608-3007 |
| Investor | Possibly a Property Investor |
| Document Number | 0000025129, |
|---|---|
| Date | Apr 16, 2026 |
| Book Page | 4696/188 |
| Instrument | 202625129 |
| Name | SUNCOAST CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 276 Months |
| Due | Apr 07, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 11460 CALLAGHAN AVE, SPRING HILL, FL 34608-3007 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0039400804 |
|---|---|
| Date | Jan 19, 2021 |
| Book Page | 3940/804 |
| Instrument | 2021003568 |
| Name | HOMESPIRE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | GAITHERSBURG, MD 20878 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 354 Months |
| Due | Jul 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Jul 08, 2020 |
| Property Address | 11460 CALLAGHAN AVE, SPRING HILL, FL 34608-3007 |
| Document Number | 0038601028 |
| Book / Page | 3860 / 1028 |
| Map Reference | MB 9 PG 31-46 |
| Instrument Date | Jul 06, 2020 |
| Instrument | 2020041102 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2022 |
| Title Company | AMERICAS TITLE CORPORATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $910.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 27166 REDFOX DR, 27166, BROOKSVILLE, FL 34602-5477 |
| Name | Verified Name |
|---|---|
| Address | 11460 CALLAGHAN AVE, SPRING HILL, FL 34608-3007 |
| Document Number | 0038601030 |
|---|---|
| Date | Jul 08, 2020 |
| Instrument | 3860/1030 |
| Name | HOMESPIRE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2050 |
Source: Hernando County records · Assessment roll updated December 8, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,574.00 (+18.03%) Homeowner's exemption | $241,376 (+38.45%) Land $50,909 Building $190,467 | $241,376 (+2.99%) Land $50,909 Building $190,467 |
| 2023 | $174,343 Land $174,343 | ||
| 2022 | $3,028.00 | $234,363 Land $45,252 Building $189,111 |
Source: FEMA National Flood Hazard Layer as of April 19, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 1 (2012) |
| Most Recent Claim | Jun 2012 · Tropical Storm Debby |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Tillman Global Holdings Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 357 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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