Putnam County property record for 1146 State Rd 20, Interlachen, FL 32148
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,892 sqft · built 1945 |
| Lot Size | 0.389 acres (16,988 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,006 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-10-24-3570-038.0-005.0 |
| Primary APN | 15-10-24-3570-038.0-005.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Building Area | 1,892 sqft Living Area |
| 1st Floor Area | 1,583 sqft |
| Flooring | Steel Beam |
| Year Built | Built 1945 |
|---|---|
| Exterior Material | Concrete Block |
| Lot Area | 16,988 sqft (0.389 acres) |
| Garage Area | 456 sqft |
| Porch | Porch |
| Porch Area | 171 sqft |
| Deck Area | 117 sqft |
| Heating System | Space Heater |
|---|
| Account Number | 11823 |
|---|---|
| Street Address | 1146 STATE ROAD 20 |
| City | INTERLACHEN |
| State | FL |
| Zip | 32148-5405 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HASTINGS S/D OF INTERLACHEN, M |
| Legal Range | 24E |
| Legal Township | 10S |
| Legal Section | 15 |
| Legal Subdivision | HASTINGS S/D |
| Legal Block | 38 |
| Legal Lot Number | 5 6 |
| Jurisdiction | PUTNAM FL |
| Township / Civil Division | INTERLACHEN-FLORAHOME |
| Census Block Group | 4 |
| Census Block | 4045 |
| Census Tract | 950201 |
Source: Putnam County records, as of January 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | PO BOX 356, INTERLACHEN, FL 32148-0356 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
Source: Putnam County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Putnam County |
| Municipality | Interlachen Town |
| Unified School District | Putnam County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,006.00 (+10.67%) Homeowner's exemption | $68,580 (+5.98%) | $215,220 (+31.26%) Land $101,930 Building $113,290 |
| 2023 | $909.00 (+2.83%) Homeowner's exemption | $64,710 (+2.99%) | $163,960 (+11.72%) Land $50,960 Building $113,000 |
| 2022 | $884.00 Homeowner's exemption | $62,830 | $146,760 Land $50,960 Building $95,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 33 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 33 in force |
| Nearby Flood Claims | 9 (1998–2017) |
| Claims Outside the SFHA | 4 of 9 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INTERLACHEN WS serves 791 people · EPA ID FL2541180 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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