1146 Shepherd Dr, Salado, TX 76571 Property Records

Bell County property record for 1146 Shepherd Dr, Salado, TX 76571

Property Summary

Property Type	Single Family Home
Details	4 bd · 2,755 sqft · built 2013
Lot Size	1.44 acres (62,988 sqft)
Owner	Individual Name on File
Last Sale	$338,200 (Jun 2021)
Tax Bill	$6,730 (2025)
Deeds & Mortgages	May 2023 Mortgage Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0407099061`

Property Details

APN / Parcel Number

Primary APN	`0407099061`
Alternative APNs	`0407099060` `318549` `749950`

Interior

Bedrooms	4 Beds
Stories	2 Stories
Building Area	2,755 sqft Living Area
1st Floor Area	1,880 sqft
2nd Floor Area	875 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Stone
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	62,988 sqft (1.44 acres)
Lot Dimensions	504 ft deep x 508 ft wide
Garage Area	588 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	588 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1146 SHEPHERD DR
City	SALADO
State	TX
Zip	76571-6341
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHEPHERDS GLEN SUBDIVISION AMENDING PLAT (L21&22), BLOCK 00A, LOT 021A, ACRES .723
Legal Subdivision	SHEPHERDS GLEN SUBDIVISION AMENDING PLAT
Legal Block	A
Legal Lot Number	21A
Jurisdiction	BELL TX
Township / Civil Division	SOUTH BELL
Census Block Group	1
Census Block	1044
Census Tract	23405

Owner

1146 Shepherd Dr is owned and occupied by an individual who bought it in June 2021.

Source: Bell County records, as of February 9, 2026

Owner of Record	Individual Name on File
Mailing Address	1146 SHEPHERD DR, SALADO, TX 76571-6341
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 17, 2023	Deed of Trust, Mortgage · Commercial Mortgage FROST BANK
Jun 1, 2021	Vendor's Lien, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 5, 2020	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage CELEBRITY HOME LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2021 · Amount on File
Deed Sale	Jun 1, 2021 · Amount on File
Prior Sale	Oct 5, 2020 · Amount on File
Deed Document Number	202134033
Prior Transfer Date	May 27, 2021
Prior Transfer Doc	0000034033
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	1146 SHEPHERD DR, SALADO, TX 76571-6341
Transaction Type	Mortgage
Record Updated	Jun 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1146 SHEPHERD DR, SALADO, TX 76571-6341

Mortgage

Document Number	0000021099
Date	May 17, 2023
Instrument	2023021099

Lender

Name	FROST BANK
Type	Bank
Address	SAN ANTONIO, TX 78296

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

June 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Jun 1, 2021
Property Address	1146 SHEPHERD DR, SALADO, TX 76571-6341
Document Number	0000034033
Map Reference	CAB C SL 306B
Instrument Date	May 27, 2021
Instrument	2021034033
Transaction Type	Transfer
Record Updated	Sep 30, 2021
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1146 SHEPHERD DR, 1146, SALADO, TX 76571-6341

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7245 FM 81, RUNGE, TX 78151-4329

Mortgage

Document Number	0000034034
Date	Jun 1, 2021
Instrument	2021034034

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

October 2020: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Oct 5, 2020
Property Address	1146 SHEPHERD DR, SALADO, TX 76571-6341
Document Number	0000054220
Map Reference	CAB C SL 306-B
Instrument Date	Sep 25, 2020
Instrument	2020-00054220
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 30, 2021
Title Company	FIRST COMMUNITY TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1146 SHEPHERD DR, SALADO, TX 76571-6341

Mortgage

Document Number	0000054221
Date	Oct 5, 2020
Instrument	2020-00054221

Lender

Name	CELEBRITY HOME LOANS
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1146 Shepherd Dr was $6,730 with a homeowner's exemption.

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Unified School District	Salado Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,730.00	$510,433 Land $120,307 Building $390,126	$510,433 Land $120,307 Building $390,126
2023	$6,178.00 (-12.23%) Homeowner's exemption	$479,624 Land $92,116 Building $387,508	$479,624 Land $92,116 Building $387,508
2022	$7,039.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1146 Shepherd Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	2 (2010)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1146 Shepherd Dr is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 49% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALADO WSC serves 11,460 people · EPA ID TX0140035
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100
Altitude ISP Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Western Broadband Fixed Wireless	200 / 40
SOS Communications Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
Falcon Internet Fixed Wireless	35 / 10

May also be available: Brightspeed, Heritage Broadband, T-Mobile.

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