1146 Ramblewood Dr, Annapolis, MD 21409 Property Records

Anne Arundel County property record for 1146 Ramblewood Dr, Annapolis, MD 21409

Property Summary

Property Type	Exempt (Full or Partial)
Details	1.5 ba · 1,746 sqft · built 1969
Lot Size	0.193 acres (8,400 sqft)
Owner	2 Individual Names on File
Last Sale	$335,000 (Oct 2015)
Tax Bill	$524 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-165-31729710`

Property Details

APN / Parcel Number

Primary APN	`03-165-31729710`
Alternative APNs	`3-165-31729710` `16531729710`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,746 sqft Gross Area
1st Floor Area	1,026 sqft
Basement Area	720 sqft
Finished Basement	720 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Split Foyer
Exterior Material	Other
Roof Material	Composition Shingle
Lot Area	8,400 sqft (0.193 acres)
Deck Area	450 sqft
Patio Area	108 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Municipal

Location & Zoning

Account Number	16531729710
Street Address	1146 RAMBLEWOOD DR
City	ANNAPOLIS
State	MD
Zip	21409-4651
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	R5
Legal Description	LT 23 BK E SC 1 CAPE ST CLAIRE
Legal Subdivision	CAPE ST CLAIRE
Legal Block	E
Legal Lot Number	23
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	5
Census Block Group	3
Census Block	3003
Census Tract	731004

Owner

1146 Ramblewood Dr is owned and occupied by two individuals who bought it in October 2015.

Source: Anne Arundel County records, as of October 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1146 RAMBLEWOOD DR, ANNAPOLIS, MD 21409-4651
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2025	Deed of Trust, Mortgage · VA Mortgage WEST CAPITAL LENDING INC
Dec 22, 2021	Deed of Trust, Mortgage · VA Mortgage NEWREZ LLC
Nov 12, 2020	Deed of Trust, Mortgage · VA Mortgage AMERICAN FINANCIAL NETWORK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 9, 2015 · Amount on File
Deed Sale	Oct 9, 2015 · Amount on File
Prior Sale	Jul 14, 2009 · Amount on File
Deed Book / Page	28890 / 408
Prior Transfer Date	Oct 10, 2012
Prior Transfer Doc	0252570074
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1146 RAMBLEWOOD DR, ANNAPOLIS, MD 21409-4651
Transaction Type	Mortgage
Record Updated	Nov 6, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1146 RAMBLEWOOD DR, ANNAPOLIS, MD 21409-4651

Mortgage

Document Number	0417510462
Date	Oct 21, 2025
Book Page	41751/462

Lender

Name	WEST CAPITAL LENDING INC
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1146 RAMBLEWOOD DR, ANNAPOLIS, MD 21409-4651
Transaction Type	Mortgage
Record Updated	Sep 13, 2023
Title Company	AVENUE 365 LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0381050397
Date	Dec 22, 2021
Book Page	38105/397

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1146 RAMBLEWOOD DR, ANNAPOLIS, MD 21409-4651
Transaction Type	Mortgage
Record Updated	Aug 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0355930134
Date	Nov 12, 2020
Book Page	35593/134

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1146 Ramblewood Dr was $524 with a homeowner's exemption, up 4.4% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$405,533 (+4.5%)	$423,000 (-) Land $238,200 Building $184,800
2025	$524.00 (+4.38%) Homeowner's exemption	$388,067	$423,000 Land $238,200 Building $184,800
2024	$502.00
2023	Homeowner's exemption Disabled Person's exemption Veteran's exemption	$364,100	$370,600 Land $228,200 Building $142,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1146 Ramblewood Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1146 Ramblewood Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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