1146 Rail Ave, Hampton, IA 50441 Property Records

Franklin County property record for 1146 Rail Ave, Hampton, IA 50441

Property Summary

Property TypeSingle Family Home
Details5 bd · 1.5 ba · 1,248 sqft · built 1978
Lot Size4.32 acres (188,179 sqft)
OwnerIndividual Name on Record
Tax Bill$2,888 (2025)
Deeds & MortgagesJun 2026 Line of Credit
Jun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN111130000300

Property Details

APN / Parcel Number

Primary APN111130000300
Alternative APN
  • 1111300003

Interior

Bedrooms5 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Building Area1,248 sqft Living Area
1st Floor Area1,248 sqft
Basement Area1,248 sqft
Finished Basement625 sqft
Unfinished Basement623 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleSplit Foyer
Exterior MaterialComposition/Composite
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area188,179 sqft (4.32 acres)
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area140 sqft
Patio Area370 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address1146 RAIL AVE
CityHAMPTON
StateIA
Zip50441-7228
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOM 673' S OF NE COR (SEQ:1), NE SW 11 91 20,W409' (SEQ:2), S 548',E 409',N 548' (SEQ:3), POB (SEQ:4) WD-2020-0990 (2020-06-25), WD-2016-0196 (2016-02-10)
Legal Range20W
Legal Township91N
Legal Section11
JurisdictionFRANKLIN IA
Township / Civil DivisionREEVE
Census Block Group3
Census Block3008
Census Tract360100

Owner

Source: Franklin County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1146 RAIL AVE, HAMPTON, IA 50441-7228
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 10, 2026Deed of Trust, Mortgage · Line of Credit
NONE LISTED ON DOCUMENT
Jun 25, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIRST SECURITY BANK & TRUST CO

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN IA
Recording DateJun 10, 2026
Property Address1146 RAIL AVE, HAMPTON, IA 50441-7228
Document Number0000000957
Instrument DateJun 5, 2026
Instrument2026957
Transaction TypeMortgage
Record UpdatedJul 15, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1146 RAIL AVE, HAMPTON, IA 50441-7228

Mortgage

Document Number0000000957,
DateJun 10, 2026
Instrument2026957
Lender
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJun 10, 2036
Interest
Rate TypeAdjustable Rate
Rate6.37%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN IA
Property Address1146 RAIL AVE, HAMPTON, IA 50441-7228
Transaction TypeMortgage
Record UpdatedJun 8, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0020200991
DateJun 25, 2020
Instrument20200991
Lender
NameFIRST SECURITY BANK & TRUST CO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2050
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of October 7, 2025

Property Jurisdictions

TypeName
StateIowa
CountyFranklin County
Unified School DistrictHampton-Dumont Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,888.00 (-0.41%) Homeowner's exemption$284,000 (+31%) Land $66,600 Building $217,400$284,000 (+31%) Land $66,600 Building $217,400
2024$2,900.00 (+9.27%)
2023$216,800 (+21.93%) Land $41,600 Building $175,200$216,800 (+21.93%) Land $41,600 Building $175,200
2022$2,654.00 Homeowner's exemption$177,800 Land $30,000 Building $147,800
2021$177,800 Land $30,000 Building $147,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2016

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 82% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Dumont Telephone Company
Fiber
1,000 / 1,000
GigFire
Fixed Wireless
150 / 130
Router12 Networks
Fixed Wireless
100 / 20

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