1146 Pacifica Ave, Chula Vista, CA 91913 Property Records

San Diego County property record for 1146 Pacifica Ave, Chula Vista, CA 91913

Property Summary

Property Type	Single Family Home
Details	6 bd · 3 ba · 3,206 sqft · built 2000
Lot Size	0.156 acres (6,792 sqft)
Owner	2 Individual Names on File
Last Sale	$1,300,000 (Feb 2024)
Tax Bill	$16,687 (2025)
Deeds & Mortgages	Feb 2024 Second Mortgage Feb 2024 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`642-481-41-00`

Property Details

APN / Parcel Number

Primary APN	`642-481-41-00`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Building Area	3,206 sqft Living Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	6,792 sqft (0.156 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	1146 PACIFICA AVE
City	CHULA VISTA
State	CA
Zip	91913-1550
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PC10SF3
Legal Description	LOT 95 TR 013681
Legal Subdivision	CHULA VISTA TERRACE
Legal Tract	013681
Legal Block	3
Legal Lot Number	95
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3000
Census Tract	13322

Owner

1146 Pacifica Ave is owned and occupied by two individuals who bought it in February 2024.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1146 PACIFICA AVE, CHULA VISTA, CA 91913-1550
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Feb 23, 2024	Grant Deed, Transfer TICOR TITLE INSURANCE COMPANY, TICOR TITLE
Feb 28, 2023	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Jan 11, 2022	Grant Deed, Transfer · Conventional Mortgage E MORTGAGE CAPITAL INC
Nov 30, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 23, 2024 · Amount on File
Deed Sale	Feb 23, 2024 · Amount on File
Prior Sale	Jan 11, 2022 · Amount on File
Deed Document Number	202446330
Prior Transfer Date	Nov 20, 2017
Prior Transfer Doc	0000558659
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1146 PACIFICA AVE, CHULA VISTA, CA 91913-1550
Transaction Type	Mortgage
Record Updated	Feb 13, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1146 PACIFICA AVE, CHULA VISTA, CA 91913-1550

Mortgage

Document Number	0000029569
Date	Feb 5, 2024
Instrument	2024-0029569

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	239 Months
Due	Jan 1, 2044

February 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 23, 2024
Property Address	1146 PACIFICA AVE, CHULA VISTA, CA 91913-1550
Document Number	0000046330
Map Reference	MAP 13681
Instrument Date	Feb 9, 2024
Instrument	2024-0046330
Transaction Type	Transfer
Record Updated	Mar 4, 2024
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1146 PACIFICA AVE, CHULA VISTA, CA 91913-1550

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1146 PACIFICA AVE, CHULA VISTA, CA 91913-1550
Transaction Type	Mortgage
Record Updated	Mar 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1146 PACIFICA AVE, CHULA VISTA, CA 91913-1550

Mortgage

Document Number	0000050278
Date	Feb 28, 2023
Instrument	2023-0050278

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	WAYNE, PA 19087

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 11, 2022
Property Address	1146 PACIFICA AVE, CHULA VISTA, CA 91913-1550
Document Number	0000015249
Map Reference	MAP 13681
Instrument Date	Dec 15, 2021
Instrument	2022-0015249
Transaction Type	Transfer
Record Updated	Jan 19, 2022
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1146 PACIFICA AVE, CHULA VISTA, CA 91913-1550

Mortgage

Document Number	0000015250
Date	Jan 11, 2022
Instrument	2022-0015250

Lender

Name	E MORTGAGE CAPITAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 30, 2017
Property Address	1146 PACIFICA AVE, CHULA VISTA, CA 91913-1550
Document Number	0000558659
Instrument Date	Nov 20, 2017
Instrument	558659
Transaction Type	Transfer
Record Updated	Dec 5, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	645 POINT MEDANAS CT CHULA VISTA CA 919116140, CHULA VISTA, CA 91911-6140

Tax Assessment & Valuation

The 2025 property tax bill for 1146 Pacifica Ave was $16,687 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,352,520 (+2%) Land $936,360 Building $416,160
2025	$16,687.00 Homeowner's exemption	$1,326,000 Land $918,000 Building $408,000
2023	$18,040.00 (+86.87%)	$1,239,300 Land $571,200 Building $668,100
2022	$9,654.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1146 Pacifica Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1146 Pacifica Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 780 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Connect Fiber	8,000 / 8,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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