1146 Pacific Grove Loop, Chula Vista, CA 91915 Property Records

San Diego County property record for 1146 Pacific Grove Loop, Chula Vista, CA 91915

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,341 sqft · built 1995
Lot Size	0.301 acres (13,095 sqft)
Owner	Trust Name on File
Last Sale	$173,000 (Jul 1998)
Tax Bill	$3,160 (2025)
Deeds & Mortgages	Dec 2025 Second Mortgage Oct 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`643-100-05-04`

Property Details

APN / Parcel Number

Primary APN	`643-100-05-04`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,341 sqft Living Area

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Condo/Apartment
Lot Area	13,095 sqft (0.301 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1146 PACIFIC GROVE LOOP
City	CHULA VISTA
State	CA
Zip	91915-2118
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PC4RC10
Legal Description	LOT 5 US 39PER DOC95-286640&UND INT IN TR 013115
Legal Subdivision	CHULA VISTA TERRACE
Legal Tract	013115
Legal Block	2
Legal Lot Number	5
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2004
Census Tract	13316

Owner

1146 Pacific Grove Loop, a condominium, is owner-occupied and held in a trust since October 2022.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Trust Name on File
Mailing Address	1146 PACIFIC GROVE LOOP, CHULA VISTA, CA 91915-2118
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Oct 21, 2022	Intrafamily Transfer, Transfer
Mar 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 1998 · Amount on File
Deed Sale	Jul 31, 1998 · Amount on File
Prior Sale	Oct 2, 1995 · Amount on File
Deed Document Number	1998478050
Last Transfer Date	Oct 18, 2022
Transfer Doc	0000407361
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1146 PACIFIC GROVE LOOP, CHULA VISTA, CA 91915-2118
Transaction Type	Mortgage
Record Updated	Jan 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1146 PACIFIC GROVE LOOP, CHULA VISTA, CA 91915-2118

Mortgage

Document Number	0000363907
Date	Dec 26, 2025
Instrument	2025-0363907

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 21, 2022
Property Address	1146 PACIFIC GROVE LOOP, CHULA VISTA, CA 91915-2118
Document Number	0000407361
Map Reference	MAP 13115
Instrument Date	Oct 18, 2022
Instrument	2022-0407361
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	1146 PACIFIC GROVE LOOP, CHULA VISTA, CA 91915-2118

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1146 PACIFIC GROVE LOOP, CHULA VISTA, CA 91915-2118
Transaction Type	Mortgage
Record Updated	Apr 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1146 PACIFIC GROVE LOOP, CHULA VISTA, CA 91915-2118

Mortgage

Document Number	0000231437
Date	Mar 25, 2021
Instrument	2021-0231437

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1146 Pacific Grove Loop was $3,160 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$276,610 (+2%) Land $122,935 Building $153,675
2025	$3,160.00 Homeowner's exemption	$271,187 Land $120,525 Building $150,662
2023	$2,995.00 (+2.92%) Homeowner's exemption	$260,658 Land $115,846 Building $144,812
2022	$2,910.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1146 Pacific Grove Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1146 Pacific Grove Loop is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Connect Fiber	8,000 / 8,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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