1146 Overlook Ave, Cincinnati, OH 45238 Property Records

Hamilton County property record for 1146 Overlook Ave, Cincinnati, OH 45238

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,706 sqft · built 1927
Lot Size	0.473 acres (20,604 sqft)
Owner	Individual Name on File
Last Sale	$154,000 (Nov 2018)
Tax Bill	$5,822 (2025)
Deeds & Mortgages	Sep 2018 Mortgage Nov 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`180-0080-0199-00`

Property Details

APN / Parcel Number

Primary APN	`180-0080-0199-00`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,706 sqft Living Area
1st Floor Area	1,778 sqft
2nd Floor Area	1,303 sqft
Attic	Attic
Attic Area	625 sqft
Basement Area	1,778 sqft

Exterior

Year Built	Built 1927
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	20,604 sqft (0.473 acres)
Lot Dimensions	290 ft deep x 70 ft wide
Garage Type	Basement
Garage Area	200 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	1146 OVERLOOK AVE
City	CINCINNATI
State	OH
Zip	45238-4404
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1146 OVERLOOK AVE 70 X 290.82 LOT 23 PT 22 OVERLOOK SUB
Legal Subdivision	OVERLOOK SUB
Legal Lot Number	23
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2008
Census Tract	9901

Owner

1146 Overlook Ave is owned and occupied by an individual who bought it in November 2018.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Individual Name on File
Mailing Address	1146 OVERLOOK AVE, CINCINNATI, OH 45238-4404
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2018	Deed of Trust, Mortgage · ARM UNION SAVINGS BANK
Nov 28, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 28, 2018 · Amount on File
Deed Sale	Nov 28, 2018 · Amount on File
Prior Sale	Jan 24, 2007
Deed Document Number	0000104601
Deed Book / Page	013803 / 001387
Record Updated	Jun 8, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1146 OVERLOOK AVE, CINCINNATI, OH 45238-4404
Transaction Type	Mortgage
Record Updated	Oct 31, 2022
Title Company	ACS TITLE & CLOSING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000079001
Date	Sep 6, 2018
Book Page	13747/01589
Instrument	2018-0079001

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Sep 1, 2019
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	6.25%
Index	1-Year CMT
Max Rate	10.2%

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Nov 28, 2018
Property Address	1146 OVERLOOK AVE, CINCINNATI, OH 45238-4404
Document Number	0000104601
Book / Page	013803 / 001387
Instrument Date	Nov 8, 2018
Instrument	104601
Transaction Type	Transfer
Record Updated	Dec 21, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$462.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1146 OVERLOOK AVE CINCINNATI OH 452384404, CINCINNATI, OH 45238-4404

Tax Assessment & Valuation

The 2025 property tax bill for 1146 Overlook Ave was $5,822, up 3.1% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,822.00 (+3.12%)	$94,413 (-) Land $7,812 Building $86,601
2024	$5,646.00 (-2.2%)	$94,413 (-) Land $7,812 Building $86,601
2023	$5,773.00 (+56.79%)	$94,413 (+75.16%) Land $7,812 Building $86,601	$269,750 Land $22,320 Building $247,430
2022	$3,682.00 Homeowner's exemption	$53,900 Land $7,763 Building $46,137
2020			$154,000 Land $22,180 Building $131,820

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1146 Overlook Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1146 Overlook Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 762 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75

May also be available: AT&T, T-Mobile.

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