1146 Outer Dr, Hagerstown, MD 21742 Property Records

Washington County property record for 1146 Outer Dr, Hagerstown, MD 21742

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,454 sqft · built 1959
Lot Size	0.169 acres (7,370 sqft)
Owner	2 Individual Names on File
Last Sale	$290,000 (Sep 2022)
Tax Bill	$1,874 (2026)
Deeds & Mortgages	Oct 2023 Second Mortgage Sep 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-003956`

Property Details

APN / Parcel Number

Primary APN	`21-003956`
Alternative APN	`003956`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,454 sqft Total Area

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,370 sqft (0.169 acres)
Lot Dimensions	110 ft deep x 67 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	003956
Street Address	1146 OUTER DR
City	HAGERSTOWN
State	MD
Zip	21742-3036
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMOD
Legal Description	LOT 165 67X110 1146 OUTER DRIVE CARROLL HEIGHTS
Legal Subdivision	CARROLL HEIGHTS
Legal Lot Number	165
Jurisdiction	WASHINGTON MD
Township / Civil Division	21, HAGERSTOWN
Census Block Group	3
Census Block	3003
Census Tract	200

Owner

1146 Outer Dr is owned and occupied by two individuals who bought it in September 2022.

Source: Washington County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1146 OUTER DR, HAGERSTOWN, MD 21742-3036
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Sep 23, 2022	Deed, Transfer · FHA Mortgage BAYFIRST NATIONAL BANK
Jan 10, 2022	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2022 · Amount on File
Deed Sale	Sep 23, 2022 · Amount on File
Prior Sale	Jan 10, 2022 · Amount on File
Deed Book / Page	7111 / 200
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	1146 OUTER DR, HAGERSTOWN, MD 21742-3036
Transaction Type	Mortgage
Record Updated	Nov 9, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1146 OUTER DR, HAGERSTOWN, MD 21742-3036

Mortgage

Document Number	0073460091
Date	Oct 30, 2023
Book Page	7346/91

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	347 Months
Due	Sep 1, 2052

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	WASHINGTON MD
Recording Date	Sep 23, 2022
Property Address	1146 OUTER DR, HAGERSTOWN, MD 21742-3036
Document Number	0071110200
Book / Page	7111 / 200
Map Reference	FO 332B-2
Instrument Date	Sep 6, 2022
Transaction Type	Transfer
Record Updated	Oct 3, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1146 OUTER DR, HAGERSTOWN, MD 21742-3036

Mortgage

Document Number	0071110206
Date	Sep 23, 2022
Instrument	7111-0206

Lender

Name	BAYFIRST NATIONAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2052

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	WASHINGTON MD
Recording Date	Jan 10, 2022
Property Address	1146 OUTER DR, HAGERSTOWN, MD 21742-3036
Document Number	0068930117
Book / Page	6893 / 117
Instrument Date	Dec 27, 2021
Transaction Type	Transfer
Record Updated	Jan 26, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12902 FOUNTAIN HEAD RD, HAGERSTOWN, MD 21742-2765

Tax Assessment & Valuation

The 2026 property tax bill for 1146 Outer Dr was $1,874, up 10.5% from the year before.

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Municipality	Hagerstown City
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,874.00 (+10.5%)	$205,667 (+10.45%)	$244,600 (+31.36%) Land $41,100 Building $203,500
2025	$1,696.00	$186,200 Land $41,100 Building $145,100	$186,200 Land $41,100 Building $145,100
2023	$1,489.00	$162,733	$186,200 Land $41,100 Building $145,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1146 Outer Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 14, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1146 Outer Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAGERSTOWN serves 92,200 people · EPA ID MD0210010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Cable · Fiber in parts of the area	1,300 / 50
Point Broadband Fiber	1,000 / 1,000

May also be available: AT&T, Verizon, Xfinity.

Nearby Properties on Outer Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures