1146 Olson Ave, Oshkosh, WI 54901 Property Records

Winnebago County property record for 1146 Olson Ave, Oshkosh, WI 54901

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,288 sqft · built 1965
Lot Size	0.414 acres (18,040 sqft)
Owner	2 Individual Names on File
Last Sale	$269,500 (Oct 2022)
Tax Bill	$4,905 (2024)
Deeds & Mortgages	Jun 2026 Mortgage May 2024 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12-52050000`

Property Details

APN / Parcel Number

Primary APN	`12-52050000`
Alternative APN	`912-52050000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,288 sqft Living Area
Gross Area	624 sqft
1st Floor Area	1,288 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	18,040 sqft (0.414 acres)
Lot Dimensions	164 ft deep x 110 ft wide
Garage Type	Attached
Garage Area	624 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	912-52050000
Street Address	1146 OLSON AVE
City	OSHKOSH
State	WI
Zip	54901-1136
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 15 BLK 2 OLSON ACRES
Legal Subdivision	OLSON ACRES
Legal Block	2
Legal Lot Number	15
Jurisdiction	WINNEBAGO WI
Township / Civil Division	OSHKOSH
Census Block Group	2
Census Block	2033
Census Tract	1700

Owner

1146 Olson Ave is owned and occupied by two individuals who bought it in October 2022.

Source: Winnebago County records, as of June 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1146 OLSON AVE, OSHKOSH, WI 54901-1136
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY FIRST CREDIT UNION
May 1, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMUNITY FIRST CREDIT UNION OF FLORIDA
Apr 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Oct 14, 2022	Warranty Deed, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 2022 · Amount on File
Deed Sale	Oct 14, 2022 · Amount on File
Prior Sale	May 2, 2019 · Amount on File
Deed Document Number	20221892939
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO WI
Recording Date	Jun 9, 2026
Property Address	1146 OLSON AVE, OSHKOSH, WI 54901-1136
Document Number	0001968820
Instrument Date	Jun 4, 2026
Instrument	20261968820
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1146 OLSON AVE, OSHKOSH, WI 54901-1136

Mortgage

Document Number	0001968820,
Date	Jun 9, 2026
Instrument	20261968820

Lender

Name	COMMUNITY FIRST CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	72 Months
Due	Jun 9, 2032

Interest

Rate	6.37%
Max Rate	-1%

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO WI
Property Address	1146 OLSON AVE, OSHKOSH, WI 54901-1136
Transaction Type	Mortgage
Record Updated	May 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001921909
Date	May 1, 2024
Instrument	1921909

Lender

Name	COMMUNITY FIRST CREDIT UNION OF FLORIDA
Type	Credit Union
Address	APPLETON, WI 54912

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	72 Months
Due	Apr 30, 2030

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO WI
Property Address	1146 OLSON AVE, OSHKOSH, WI 54901-1136
Transaction Type	Mortgage
Record Updated	May 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001848451
Date	Apr 13, 2021
Instrument	1848451

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2036

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO WI
Recording Date	Oct 14, 2022
Property Address	1146 OLSON AVE, OSHKOSH, WI 54901-1136
Document Number	0001892939
Instrument Date	Oct 14, 2022
Instrument	1892939
Transaction Type	Transfer
Record Updated	May 6, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$808.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1146 OLSON AVE, OSHKOSH, WI 54901-1136

Mortgage

Document Number	0001892940
Date	Oct 14, 2022
Instrument	1892940

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2037

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Winnebago County
Municipality	Oshkosh City
Unified School District	Oshkosh Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$273,500 Land $43,300 Building $230,200
2024	$4,905.00 (+7.28%)
2023	$4,572.00 (+9.38%) Homeowner's exemption	$165,400 (+8.46%) Land $30,900 Building $134,500	$239,007 Land $44,651 Building $194,356
2022	$4,180.00 Homeowner's exemption	$152,500 Land $30,900 Building $121,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1146 Olson Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1146 Olson Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSHKOSH WATERWORKS serves 63,000 people · EPA ID WI4710457
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Bertram Communications Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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