1146 Macon Loop, Lynchburg, VA 24503 Property Records

Bedford County property record for 1146 Macon Loop, Lynchburg, VA 24503

Property Summary

Property Type	Single Family Home
Lot Size	0.13 acres (5,765 sqft)
Owner	Individual Name on Record
Last Sale	$369,900 (Jul 2021)
Tax Bill	$1,445 (2025)
Deeds & Mortgages	Jul 2019 Mortgage Jul 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`45A 2 306`

Property Details

APN / Parcel Number

Primary APN	`45A 2 306`
Alternative APNs	`4524700` `525271`

Exterior

Lot Area	5,765 sqft (0.13 acres)

Location & Zoning

Street Address	1146 MACON LOOP
City	LYNCHBURG
State	VA
Zip	24503-6323
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BOONS PL A NEW LT 306 190005920
Legal Subdivision	BOONS PL
Legal Lot Number	3
Jurisdiction	BEDFORD VA
Township / Civil Division	5
Census Block Group	2
Census Block	2004
Census Tract	30101

Owner

Source: Bedford County records, as of June 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1146 MACON LOOP, LYNCHBURG, VA 24503-6323
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2019	Deed of Trust, Mortgage · Commercial Mortgage BANK OF THE JAMES
Jul 8, 2021	Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Mar 2, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2021 · Amount on Record
Deed Sale	Jul 8, 2021 · Amount on Record
Prior Sale	Mar 2, 2020 · Amount on Record
Deed Document Number	20219944
Record Updated	Sep 20, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	1146 MACON LOOP, LYNCHBURG, VA 24503-6323
Transaction Type	Mortgage
Record Updated	Aug 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190006770
Date	Jul 29, 2019
Instrument	190006770

Lender

Name	BANK OF THE JAMES

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Jul 8, 2021
Property Address	1146 MACON LOOP, LYNCHBURG, VA 24503-6323
Document Number	0210009944
Instrument Date	Jun 23, 2021
Instrument	210009944
Transaction Type	Transfer
Record Updated	Aug 15, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1146 MACON LOOP, LYNCHBURG, VA 24503-6323

Mortgage

Document Number	0210009945
Date	Jul 8, 2021
Instrument	210009945

Lender

Name	CARDINAL FINANCIAL COMPANY LP

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

March 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Mar 2, 2020
Property Address	1146 MACON LOOP, LYNCHBURG, VA 24503-6323
Document Number	0200002105
Instrument Date	Feb 20, 2020
Instrument	200002105
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 15, 2023
Title Company	ADVANCE TITLE AND ABSTRACT, ADVANCE TITLE & ABSTRACT LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1146 MACON LOOP, LYNCHBURG, VA 24503-6323

Mortgage

Document Number	0200002106
Date	Mar 2, 2020
Instrument	200002106

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,445.00	$352,600 (+1%) Land $65,000 Building $287,600
2023	$1,445.00 Additional exemption filed	$176,300	$352,600 Land $65,000 Building $287,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
ZiTEL Fiber	960 / 960

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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