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1146 Keyes Ave, Winter Park, FL 32789 Property Records

Orange County property record for 1146 Keyes Ave, Winter Park, FL 32789 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 5.5 ba · 4,590 sqft · built 1999
Lot Size0.431 acres (18,781 sqft)
Owner2 Individual Names on File
Last Sale$1,450,000 (Apr 2020)
Tax Bill$27,856 (2025)
Deeds & MortgagesJun 2021 Mortgage
Apr 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-22-30-5772-00-180

Property Details

APN / Parcel Number

Primary APN06-22-30-5772-00-180
Alternative APNs
  • 302206577200180
  • 475962
  • 481621
  • 486178

Interior

Bedrooms5 Beds
Full Baths5.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area4,590 sqft Living Area
Gross Area5,934 sqft
1st Floor Area3,709 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 2009
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area18,781 sqft (0.431 acres)
Garage TypeAttached
Garage Area680 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area493 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address1146 KEYES AVE
CityWINTER PARK
StateFL
Zip32789-2505
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMORSELAND GARDENS Q/13 THE E 10 FT & S 45 FT OF LOT 18 & N 5 0 FT OF LOT 19
Legal Range30E
Legal Township22S
Legal Section06
Legal SubdivisionMORSELAND GARDENS
Legal Tract5772
Legal Lot Number18,19
JurisdictionORANGE FL
Township / Civil DivisionORLANDO
Census Block Group2
Census Block2009
Census Tract15801

Owner

Source: Orange County records · APN 06-22-30-5772-00-180

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1146 KEYES AVE, WINTER PARK, FL 32789-2505
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
COGENT BANK
Apr 13, 2020Warranty Deed, Transfer
COGENT BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 13, 2020 · Amount on Record
Deed SaleApr 13, 2020 · Amount on Record
Prior SaleAug 31, 2004 · Amount on Record
Deed Document Number2020228238
Prior Transfer DateOct 03, 2007
Prior Transfer Doc0000832728
Record UpdatedJun 08, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address1146 KEYES AVE, WINTER PARK, FL 32789-2505
Transaction TypeMortgage
Record UpdatedAug 01, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1146 KEYES AVE, WINTER PARK, FL 32789-2505

Mortgage

Document Number0000358776
DateJun 16, 2021
Instrument20210358776
Lender
NameCOGENT BANK
TypeBank
AddressORANGE CITY, FL 32763
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2051

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateApr 13, 2020
Property Address1146 KEYES AVE, WINTER PARK, FL 32789-2505
Document Number0000228238
Instrument DateMar 25, 2020
Instrument228238
Transaction TypeTransfer
Record UpdatedMay 05, 2020
Title CompanyCLOSING AGENT INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$10,150.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1146 KEYES AVE WINTER PARK FL 327892505, WINTER PARK, FL 32789-2505

Mortgage

Document Number228239
DateApr 13, 2020
Instrument228239
Lender
NameCOGENT BK
Address1113 SAXON BIVD, ORANGE CITY, FL 32763
Agreement
AmountAmount Recorded
Term360 Months
DueApr 12, 2050
Interest
Rate TypeAdjustable Rate
Rate4.49%

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
MunicipalityWinter Park City
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,858,532 (+2.7%)$2,977,850 (-1.01%) Land $1,100,000 Building $1,877,850
2025$27,856.00 (+2.99%) Homeowner's exemption$1,809,671 (+5.99%)$3,008,180 (+49.55%) Land $1,100,000 Building $1,908,180
2024$27,046.00 (+3.51%)
2023$26,130.00 (+4.51%) Homeowner's exemption$1,707,447 (+3%)$2,011,491 (+21.34%) Land $1,000,000 Building $1,011,491
2022$25,002.00 Homeowner's exemption$1,657,716 Land $1,000,000 Building $657,716$1,657,716 Land $1,000,000 Building $657,716

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120950158012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 27 individual NFIP policies nearby
Nearby Flood Policies27 in force
Nearby Flood Claims3 (1979–2022)
Claims Outside the SFHA1 of 3
Most Recent ClaimNov 2022, rainfall accumulation, Hurricane Nicole

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Downtown Winter Park Historic District
listed 2011 · 36 contributing resources · NRIS 11000158

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 177 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless1,000 / 75
AT&TFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: T-Mobile USA, Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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