Cabarrus County property record for 1146 Hearth Ln SW, Concord, NC 28025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,102 sqft · built 2019 |
| Lot Size | 0.283 acres (12,327 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $374,500 (Oct 2019) |
| Tax Bill | $4,528 (2023) |
| Deeds & Mortgages | Jun 2020 Mortgage Oct 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01004B0186.000000 |
| Primary APN | 01004B0186.000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,102 sqft Living Area |
| Gross Area | 5,023 sqft |
| 1st Floor Area | 2,102 sqft |
| Basement Area | 2,103 sqft |
| Finished Basement | 1,209 sqft |
| Unfinished Basement | 894 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Ranch |
| Exterior Material | Other |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 12,327 sqft (0.283 acres) |
| Lot Width | 72 ft Width |
| Garage Type | Mixed |
| Garage Area | 441 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 640 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 90 sqft |
| Deck Area | 144 sqft |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 178446 |
|---|---|
| Street Address | 1146 HEARTH LN SW |
| City | CONCORD |
| State | NC |
| Zip | 28025-8813 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RV-CD |
| Legal Description | LT 186 PARK VIEW ESTATES |
| Legal Subdivision | PARK VIEW ESTATES |
| Legal Lot Number | 186 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 1, HARRISBURG |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 41503 |
Source: Cabarrus County records, as of October 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1146 HEARTH LN SW, CONCORD, NC 28025-8813 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 18, 2020 | Deed of Trust, Mortgage · Conventional with PMI MILEND |
| Oct 21, 2019 | Grant Deed, Transfer · Conventional with PMI MILEND |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 21, 2019 · Amount on Record |
| Deed Sale | Oct 21, 2019 · Amount on Record |
| Prior Sale | Jun 26, 2019 · Amount on Record |
| Deed Book / Page | 13793 / 244 |
| Last Transfer Date | Jun 4, 2025 |
| Transfer Doc | 0000012197 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 1146 HEARTH LN SW, CONCORD, NC 28025-8813 |
| Document Number | 14271162 |
| Instrument Date | Jun 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1146 HEARTH LN SW CONCORD NC 280258813, CONCORD, NC 28025-8813 |
| Document Number | 14271162 |
|---|---|
| Date | Jun 23, 2020 |
| Book Page | 014271/000162 |
| Instrument | 19359 |
| Name | MILEND |
|---|---|
| Address | ALPHARETTA, GA 30009 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 22, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Oct 21, 2019 |
| Property Address | 1146 HEARTH LN SW, CONCORD, NC 28025-8813 |
| Document Number | 13793244 |
| Book / Page | 013793 / 000244 |
| Instrument Date | Oct 17, 2019 |
| Instrument | 28921 |
| Transaction Type | Transfer |
| Record Updated | Nov 5, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $749.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1146 HEARTH LN SW CONCORD NC 28025, CONCORD, NC 28025 |
| Document Number | 13793246 |
|---|---|
| Date | Oct 21, 2019 |
| Book Page | 013793/000246 |
| Instrument | 28922 |
| Name | MILEND |
|---|---|
| Address | ALPHARETTA, GA 30009 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 20, 2049 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Concord City |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $547,310 (-) Land $105,000 Building $442,310 | ||
| 2025 | $547,310 (+47.46%) Land $105,000 Building $442,310 | ||
| 2024 | $547,310 (+47.46%) Land $105,000 Building $442,310 | ||
| 2023 | $4,528.00 | $371,150 Land $43,000 Building $328,150 | $371,150 Land $43,000 Building $328,150 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 28 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 28 in force |
| Nearby Flood Claims | 7 (2008–2024) |
| Claims Outside the SFHA | 2 of 7 |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CONCORD serves 120,771 people · EPA ID NC0113010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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