1146 Gardiner Ln, Fullerton, CA 92833 Property Records

Orange County property record for 1146 Gardiner Ln, Fullerton, CA 92833

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,346 sqft · built 2013
Lot Size	0.043 acres (1,902 sqft)
Owner	Individual Name on File
Last Sale	$849,000 (Apr 2019)
Tax Bill	$14,807 (2025)
Deeds & Mortgages	Sep 2023 Second Mortgage Aug 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`280-452-05`

Property Details

APN / Parcel Number

Primary APN	`280-452-05`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Building Area	2,346 sqft Living Area

Exterior

Year Built	Built 2013
Lot Area	1,902 sqft (0.043 acres)
Garage Area	402 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1146 GARDINER LN
City	FULLERTON
State	CA
Zip	92833-5776
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 17424 BLK LOT 35
Legal Tract	17424
Legal Lot Number	35
Jurisdiction	ORANGE CA
Township / Civil Division	ANAHEIM-SANTA ANA-GARDEN GROVE
Census Block Group	4
Census Block	4011
Census Tract	1704

Owner

1146 Gardiner Ln is owned and occupied by an individual who bought it in April 2019.

Source: Orange County records, as of November 17, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1146 GARDINER LN, FULLERTON, CA 92833-5776
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PMAC LENDING SERVICES INC
Aug 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage WALL FINANCIAL INC WALL FINANCIAL INC
Apr 25, 2019	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Apr 25, 2019	Grant Deed, Transfer · Conventional Mortgage FIRST STANDARD FINANCIAL CORP
Jul 10, 2017	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 25, 2019 · Amount on File
Deed Sale	Apr 25, 2019 · Amount on File
Prior Sale	Apr 25, 2019
Deed Document Number	2019000135819
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	1146 GARDINER LN, FULLERTON, CA 92833-5776
Transaction Type	Mortgage
Record Updated	Oct 5, 2023
Title Company	NOT AVAILABLE, PROVIDENT TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1146 GARDINER LN, FULLERTON, CA 92833-5776

Mortgage

Document Number	0000232146
Date	Sep 25, 2023
Instrument	2023000232146

Lender

Name	PMAC LENDING SERVICES INC
Type	Mortgage Company
Address	BREA, CA 92821

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	1146 GARDINER LN, FULLERTON, CA 92833-5776
Document Number	0000457991
Instrument Date	Aug 24, 2020
Transaction Type	Mortgage
Record Updated	Sep 17, 2020
Title Company	PROVIDENT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1146 GARDINER LN FULLERTON CA 928335776, FULLERTON, CA 92833-5776

Mortgage

Document Number	0000457991
Date	Sep 1, 2020
Instrument	457991

Lender

Name	WALL FINANCIAL INC WALL FINANCIAL INC
Type	Bank
Address	LOS ANGELES, CA 90005

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 31, 2035

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Apr 25, 2019
Property Address	1146 GARDINER LN, FULLERTON, CA 92833-5776
Document Number	0000135818
Instrument Date	Apr 15, 2019
Instrument	135818
Transaction Type	Transfer
Record Updated	May 6, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1146 GARDINER LN FULLERTON CA 928335776, FULLERTON, CA 92833-5776

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Apr 25, 2019
Property Address	1146 GARDINER LN, FULLERTON, CA 92833-5776
Document Number	0000135819
Map Reference	MB 916 PG 1-4
Instrument Date	Mar 29, 2019
Instrument	2019000135819
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1146 GARDINER LN, FULLERTON, CA 92833-5776

Mortgage

Document Number	0000135820
Date	Apr 25, 2019
Instrument	2019000135820

Lender

Name	FIRST STANDARD FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jul 10, 2017
Property Address	1146 GARDINER LN, FULLERTON, CA 92833-5776
Document Number	0000282388
Instrument Date	Jul 7, 2017
Instrument	282388
Transaction Type	Transfer
Record Updated	Aug 22, 2018
Title Company	PROVIDENT TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$902.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1146 GARDINER LN FULLERTON CA 928335776, FULLERTON, CA 92833-5776

Mortgage

Document Number	282389
Date	Jul 10, 2017
Instrument	282389

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 9, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1146 Gardiner Ln was $14,807.

Source: Orange County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Fullerton City
Elementary School District	Fullerton Elementary School District (KG - 08)
Secondary School District	Fullerton Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$14,807.00	$947,074 Land $511,785 Building $435,289
2023	$14,075.00 (-0.35%)	$910,299 Land $491,912 Building $418,387
2022	$14,124.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1146 Gardiner Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1146 Gardiner Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FULLERTON serves 140,054 people · EPA ID CA3010010
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GigabitNow Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Cosmo Network Solutions Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Ting.

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