1146 Fraser Way, Onalaska, WI 54650 Property Records

La Crosse County property record for 1146 Fraser Way, Onalaska, WI 54650

Property Summary

Property Type	Single Family Home
Lot Size	0.242 acres (10,542 sqft)
Owner	Individual Name on File
Tax Bill	$5,547 (2025)
Deeds & Mortgages	Oct 2021 Mortgage May 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`018-006345-000`

Property Details

APN / Parcel Number

Primary APN	`018-006345-000`
Alternative APN	`68324`

Exterior

Lot Area	10,542 sqft (0.242 acres)

Location & Zoning

Account Number	68324
Street Address	1146 FRASER WAY
City	ONALASKA
State	WI
Zip	54650-2690
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MEIER FARM ADDITION SIX LOT 10 BLOCK 15
Legal Range	07
Legal Township	17
Legal Section	33
Legal Quarter	NE
Quarter-Quarter Section	NW
Legal Subdivision	MEIER FARM ADDITION
Legal Block	15
Legal Lot Number	10
Jurisdiction	LA CROSSE WI
Township / Civil Division	ONALASKA
Census Block Group	2
Census Block	2039
Census Tract	10404

Owner

1146 Fraser Way is owned and occupied by an individual who acquired it in July 2017.

Source: La Crosse County records, as of February 16, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1146 FRASER WAY, ONALASKA, WI 54650-2690
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 31, 2018	Deed of Trust, Mortgage · Conventional Mortgage BREMER BANK NA
Mar 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage BREMER BANK NA
Jul 31, 2017	Deed, Transfer · Conventional Mortgage BREMER BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2017
Deed Sale	Jul 31, 2017
Prior Sale	Apr 1, 2016 · Amount on File
Deed Document Number	1697213
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	1146 FRASER WAY, ONALASKA, WI 54650-2690
Transaction Type	Mortgage
Record Updated	Nov 3, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1782332
Date	Oct 11, 2021
Instrument	1782332

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	1146 FRASER WAY, ONALASKA, WI 54650-2690
Transaction Type	Mortgage
Record Updated	Mar 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1710888
Date	May 31, 2018
Instrument	1710888

Lender

Name	BREMER BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 15, 2048

Interest

Rate Type	Adjustable Rate

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	1146 FRASER WAY, ONALASKA, WI 54650-2690
Transaction Type	Mortgage
Record Updated	Mar 15, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1741788
Date	Mar 3, 2020
Instrument	1741788

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2050

Interest

Rate Type	Fixed Rate

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	1146 FRASER WAY, ONALASKA, WI 54650-2690
Transaction Type	Mortgage
Record Updated	Mar 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1721919
Date	Feb 1, 2019
Instrument	1721919

Lender

Name	BREMER BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2049

Interest

Rate Type	Fixed Rate

July 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	LA CROSSE WI
Recording Date	Jul 31, 2017
Property Address	1146 FRASER WAY, ONALASKA, WI 54650-2690
Document Number	0001697213
Instrument Date	Jul 25, 2017
Instrument	1697213
Transaction Type	Transfer
Record Updated	Feb 18, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1146 FRASER WAY, ONALASKA, WI 54650-2690

Mortgage

Document Number	1697214
Date	Jul 31, 2017
Instrument	1697214

Lender

Name	BREMER BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1146 Fraser Way was $5,547 with a homeowner's exemption.

Source: La Crosse County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	La Crosse County
Municipality	Onalaska City
Unified School District	Holmen School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,547.00 Homeowner's exemption	$454,800 Land $62,400 Building $392,400	$460,000
2023	$5,361.00 Homeowner's exemption	$355,300 Land $52,200 Building $303,100	$355,300 Land $52,200 Building $303,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1146 Fraser Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1146 Fraser Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONALASKA WATERWORKS serves 18,000 people · EPA ID WI6320327
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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