1146 Franklin St, Lima, OH 45804 Property Records

Allen County property record for 1146 Franklin St, Lima, OH 45804

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,463 sqft · built 1950
Lot Size	0.47 acres (20,473 sqft)
Owner	Individual Name on Record
Last Sale	$18,500 (Aug 1997)
Tax Bill	$758 (2025)
Deeds & Mortgages	May 2021 Mortgage Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`47-0506-06-007.000`

Property Details

APN / Parcel Number

Primary APN	`47-0506-06-007.000`
Alternative APN	`M3847050606007000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,463 sqft Living Area
Gross Area	2,659 sqft
1st Floor Area	1,076 sqft
Attic	Attic
Attic Area	387 sqft
Basement Area	1,076 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	20,473 sqft (0.47 acres)
Lot Dimensions	154 ft deep x 133 ft wide
Garage Type	Detached
Garage Area	396 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	183 sqft
Deck Area	74 sqft
Patio Area	84 sqft
Lean-To	176 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	1146 FRANKLIN ST
City	LIMA
State	OH
Zip	45804-1630
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LIMA DRILLING COS ADDITION LOTS 7241 7242 7243 & PT VAC ALLEYS FF 120.00
Legal Subdivision	LIMA DRILLING COS ADDITION
Legal Lot Number	7241
Jurisdiction	ALLEN OH
Township / Civil Division	LIMA
Census Block Group	1
Census Block	1023
Census Tract	13600

Owner

Source: Allen County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1146 FRANKLIN ST, LIMA, OH 45804-1630
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Apr 18, 2019	Deed of Trust, Mortgage · Conventional with PMI HUNTINGTON NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 27, 1997 · Amount on Record
Deed Sale	Aug 27, 1997 · Amount on Record
Prior Sale	Jun 1, 1981
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	1146 FRANKLIN ST, LIMA, OH 45804-1630
Transaction Type	Mortgage
Record Updated	May 27, 2021
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5170006651
Date	May 17, 2021
Book Page	2021/6651
Instrument	202105170006651

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2041

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	1146 FRANKLIN ST, LIMA, OH 45804-1630
Document Number	0000004136
Instrument Date	Apr 18, 2019
Transaction Type	Mortgage
Record Updated	May 17, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1146 FRANKLIN ST LIMA OH 458041630, LIMA, OH 45804-1630

Mortgage

Document Number	0000004136
Date	May 3, 2019
Instrument	4136

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 2, 2049

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
Municipality	Lima City
Unified School District	Lima City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$758.00 (+7.52%)	$18,660 (-) Land $2,660 Building $16,000	$53,300 (-) Land $7,600 Building $45,700
2024	$705.00 (-7.36%) Homeowner's exemption	$18,660 (+5.13%) Land $2,660 Building $16,000	$53,300 (+5.13%) Land $7,600 Building $45,700
2023	$761.00 (-0.52%) Homeowner's exemption	$17,750 (-) Land $2,520 Building $15,230
2022	$765.00 Homeowner's exemption	$17,750 Land $2,520 Building $15,230
2021			$50,700 Land $7,200 Building $43,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 68% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMA CITY serves 65,619 people · EPA ID OH0200811
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: TSC.

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