Kane County property record for 1146 Florimond Dr, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,736 sqft · built 1973 |
| Owner | 2 Individual Names on File |
| Last Sale | $285,000 (Oct 2023) |
| Tax Bill | $5,769 (2025) |
| Deeds & Mortgages | Oct 2023 Sale & Mortgage Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-02-376-032 |
| Primary APN | 06-02-376-032 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,736 sqft Living Area |
| Gross Area | 2,604 sqft |
| Basement Area | 868 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Width | 28 ft Width |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Water Source | Commercial |
| Street Address | 1146 FLORIMOND DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-1423 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TYLER BLUFF LOT 31 |
| Legal Subdivision | TYLER BLUFF |
| Legal Block | 1 |
| Legal Lot Number | 31 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 851000 |
1146 Florimond Dr is owned and occupied by two individuals who bought it in October 2023.
Source: Kane County records, as of August 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2668 VILLAGE GREEN DR, AURORA, IL 60504-4212 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 5, 2023 | Warranty Deed, Transfer · FHA Mortgage NEIGHBORHOOD LOANS |
| Mar 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 5, 2023 · Amount on File |
| Deed Sale | Oct 5, 2023 · Amount on File |
| Prior Sale | Apr 23, 2015 · Amount on File |
| Deed Document Number | 202334959 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Oct 5, 2023 |
| Property Address | 1146 FLORIMOND DR, ELGIN, IL 60123-1423 |
| Document Number | 0000034959 |
| Instrument Date | Sep 2, 2023 |
| Instrument | 2023K034959 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2023 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $285.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1146 FLORIMOND DR, ELGIN, IL 60123-1423 |
| Investor | Possibly a Property Investor |
| Document Number | 0000034960 |
|---|---|
| Date | Oct 5, 2023 |
| Instrument | 2023K034960 |
| Name | NEIGHBORHOOD LOANS |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2053 |
| Document Number | 0000034961 |
|---|---|
| Date | Oct 5, 2023 |
| Instrument | 2023K034961 |
| Name | ILLINOIS HOUSING DEVELOPMENT AUTHORITY |
|---|---|
| Type | Government Agency |
| Address | CHICAGO, IL 60601 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Oct 1, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 1146 FLORIMOND DR, ELGIN, IL 60123-1423 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000019546 |
|---|---|
| Date | Mar 12, 2021 |
| Instrument | 2021K019546 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Rate | 3.12% |
|---|
The 2025 property tax bill for 1146 Florimond Dr was $5,769 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,769.00 | $83,621 (+8.57%) Land $20,692 Building $62,929 | $250,963 (+8.57%) Land $62,101 Building $188,863 |
| 2024 | $77,021 Land $19,059 Building $57,962 | $231,155 Land $57,200 Building $173,956 | |
| 2022 | $4,981.00 (+4.73%) Homeowner's exemption | $63,447 (+6.96%) Land $15,700 Building $47,747 | $190,341 (+6.96%) Land $47,100 Building $143,241 |
| 2021 | $4,756.00 Homeowner's exemption | $59,318 Land $14,678 Building $44,640 | $177,954 Land $44,034 Building $133,920 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1146 Florimond Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1146 Florimond Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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