Lafayette County property record for 1146 E Wellsgate Dr, Oxford, MS 38655
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,938 sqft · built 2003 |
| Lot Size | 0.54 acres (23,687 sqft) |
| Owner | Individual Name on File |
| Last Sale | $332,500 (Aug 2023) |
| Tax Bill | $5,983 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 146Y-23-194.00 |
| Primary APN | 146Y-23-194.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,938 sqft Living Area |
| 1st Floor Area | 2,282 sqft |
| 2nd Floor Area | 248 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 23,687 sqft (0.54 acres) |
| Lot Dimensions | 178 ft deep x 133 ft wide |
| Patio Area | 435 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 19733 |
|---|---|
| Street Address | 1146 E WELLSGATE DR |
| City | OXFORD |
| State | MS |
| Zip | 38655-5951 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 20 WELLSGATE PHASE II PREV APN: 088K-23-047 |
| Legal Range | 04W |
| Legal Township | 08S |
| Legal Section | 23 |
| Legal Subdivision | WELLSGATE PHASE II |
| Legal Phase | 2 |
| Legal Lot Number | 20 |
| Jurisdiction | LAFAYETTE MS |
| Township / Civil Division | 3 |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 950404 |
1146 E Wellsgate Dr is owned and occupied by an individual who bought it in August 2023.
Source: Lafayette County records, as of April 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1146 E WELLSGATE DR, OXFORD, MS 38655-5951 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 24, 2023 · Amount on File |
| Deed Sale | Aug 24, 2023 · Amount on File |
| Prior Sale | Jun 20, 2006 |
| Deed Document Number | 20236572 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Recording Date | Aug 24, 2023 |
| Property Address | 1146 E WELLSGATE DR, OXFORD, MS 38655-5951 |
| Document Number | 0020236572 |
| Map Reference | CAB B SL 31 |
| Instrument Date | Aug 23, 2023 |
| Instrument | 2023-6572 |
| Transaction Type | Transfer |
| Record Updated | Sep 8, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1146 E WELLSGATE DR, OXFORD, MS 38655-5951 |
| Document Number | 0020236574 |
|---|---|
| Date | Aug 24, 2023 |
| Instrument | 2023-6574 |
| Name | FINANCIAL FEDERAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2053 |
The 2025 property tax bill for 1146 E Wellsgate Dr was $5,983.
Source: Lafayette County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lafayette County |
| Unified School District | Oxford School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,983.00 | $60,146 | $400,970 Land $70,000 Building $330,970 |
| 2023 | $2,349.00 Senior Citizen's exemption | $32,903 (-) | $329,030 (-) Land $70,000 Building $259,030 |
| 2022 | $2,349.00 Senior Citizen's exemption | $32,903 | $329,030 Land $70,000 Building $259,030 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1146 E Wellsgate Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1146 E Wellsgate Dr is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 59% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Buckeye Cablesystem Fiber · Cable in parts of the area | 10,000 / 10,000 |
| AT&T Fiber | 5,000 / 5,000 |
| North East Fiber Fiber | 2,000 / 1,000 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
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