McKean County property record for 1146 E Main St, Bradford, PA 16701
| Property Type | Rural Home |
|---|---|
| Details | 4,632 sqft · built 1988 |
| Lot Size | 24 acres (1,045,440 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $10,425 (2026) |
| Deeds & Mortgages | Feb 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-002.-115.00 |
| Primary APN | 21-002.-115.00 |
|---|---|
| Alternative APN |
|
| Building Area | 4,632 sqft Total Area |
|---|
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Lot Area | 1,045,440 sqft (24 acres) |
| Street Address | 1146 E MAIN ST |
|---|---|
| City | BRADFORD |
| State | PA |
| Zip | 16701-3216 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | OLD CONTROL:0070-0346 |
| Jurisdiction | MCKEAN PA |
| Township / Civil Division | FOSTER |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 420500 |
1146 E Main St, a rural home, is owned and occupied by an individual.
Source: McKean County records, as of April 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1146 E MAIN ST, BRADFORD, PA 16701-3216 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCKEAN PA |
| Property Address | 1146 E MAIN ST, BRADFORD, PA 16701-3216 |
| Transaction Type | Mortgage |
| Record Updated | May 31, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00892/0970 |
|---|---|
| Date | Feb 20, 2018 |
| Book Page | 892/0970 |
| Instrument | 201800604 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 1146 E Main St was $10,425.
Source: McKean County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | McKean County |
| County Subdivision | Foster Township |
| Unified School District | Bradford Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,425.00 | $267,880 Land $16,340 Building $251,540 | |
| 2024 | $10,109.00 | $267,880 Land $16,340 Building $251,540 | |
| 1998 | $267,880 Land $16,340 Building $251,540 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1146 E Main St in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective December 22, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 9 (1984–2020) |
| Claims Outside the SFHA | 3 of 9 |
| Most Recent Claim | Jun 2020 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1146 E Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BRADFORD CITY WATER AUTHORITY serves 18,500 people · EPA ID PA6420014 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2020 |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected currently in violation since Apr 2025 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Breezeline Cable | 1,000 / 50 |
| SkyPacket Fixed Wireless | 100 / 20 |
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