St. Joseph County property record for 1146 E Fox St, South Bend, IN 46613
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 2 ba · 2,120 sqft · built 1910 |
| Lot Size | 0.162 acres (7,056 sqft) |
| Owner | Individual Name on File |
| Last Sale | $139,650 (Apr 2026) |
| Tax Bill | $1,509 (2024) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 71-09-18-357-012.000-026 |
| Primary APN | 71-09-18-357-012.000-026 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 2,120 sqft Living Area |
| Gross Area | 2,624 sqft |
| 1st Floor Area | 2,372 sqft |
| Basement Area | 504 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Duplex Single |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 7,056 sqft (0.162 acres) |
| Lot Dimensions | 147 ft deep x 48 ft wide |
| View / Lot | Alley |
| Shed | 1 Shed |
| Shed Area | 143 sqft |
| Heating System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1146 E FOX ST |
|---|---|
| City | SOUTH BEND |
| State | IN |
| Zip | 46613-3112 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | LOT 18 & 8 INCHES W SIDE LOT 17 DEMLERS 2ND SURVEY |
| Legal Subdivision | DEMLERS 2ND SURVEY |
| Legal Lot Number | 18,8, |
| Jurisdiction | ST JOSEPH IN |
| Township / Civil Division | PORTAGE |
| Census Block Group | 3 |
| Census Block | 3032 |
| Census Tract | 3100 |
1146 E Fox St, a duplex, is owned and occupied by an individual who bought it in April 2026.
Source: St. Joseph County records, as of May 12, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1146 E FOX ST, SOUTH BEND, IN 46613-3112 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 24, 2026 · Amount on File |
| Deed Sale | Apr 24, 2026 · Amount on File |
| Prior Sale | Feb 22, 2008 · Amount on File |
| Deed Document Number | 202610004 |
| Prior Transfer Date | Apr 20, 2026 |
| Prior Transfer Doc | 0000010004 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST JOSEPH IN |
| Recording Date | Apr 24, 2026 |
| Property Address | 1146 E FOX ST, SOUTH BEND, IN 46613-3112 |
| Document Number | 0000010004 |
| Instrument Date | Apr 20, 2026 |
| Instrument | 2026.10004 |
| Transaction Type | Transfer |
| Record Updated | May 13, 2026 |
| Title Company | METROPLITAN TITLE, METROPOLITAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1146 E FOX ST, SOUTH BEND, IN 46613-3112 |
| Document Number | 0000010005, |
|---|---|
| Date | Apr 24, 2026 |
| Instrument | 2026..10005 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: St. Joseph County assessment roll, as of March 11, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | St. Joseph County |
| County Subdivision | Portage Township |
| Municipality | South Bend City |
| Unified School District | South Bend Community School Corporation (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $73,400 Land $8,700 Building $64,700 | $73,400 Land $8,700 Building $64,700 | |
| 2024 | $1,509.00 (+0.4%) | ||
| 2023 | $1,503.00 (-27.36%) | $59,100 (-0.17%) Land $8,700 Building $50,400 | $59,100 (-0.17%) Land $8,700 Building $50,400 |
| 2022 | $2,069.00 | $59,200 Land $8,700 Building $50,500 | $59,200 Land $8,700 Building $50,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1146 E Fox St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 15, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1146 E Fox St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH BEND WATER WORKS serves 115,000 people · EPA ID IN5271014 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 897 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Verizon.
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