1146 Cumberland Rd, Aurora, IL 60504 Property Records

DuPage County property record for 1146 Cumberland Rd, Aurora, IL 60504

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,422 sqft · built 1977
Lot Size0.19 acres (8,276 sqft)
OwnerIndividual Name on File
Last Sale$117,500 (Jul 2011)
Tax Bill$6,862 (2025)
Deeds & MortgagesApr 2022 Mortgage
Mar 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN07-31-102-017

Property Details

APN / Parcel Number

Primary APN07-31-102-017

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,422 sqft Living Area
1st Floor Area1,422 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area8,276 sqft (0.19 acres)
Lot Dimensions11 ft deep x 7.7 ft wide
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1146 CUMBERLAND RD
CityAURORA
StateIL
Zip60504-5810
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionGREEN HILLS SUB UNIT 2 ALL
Legal SubdivisionGREEN HILLS SUB
Legal Block1
Legal Lot Number17
Legal Unit2
JurisdictionDU PAGE IL
Township / Civil DivisionNAPERVILLE
Census Block Group1
Census Block1006
Census Tract846511

Owner

1146 Cumberland Rd is owned and occupied by an individual who acquired it in March 2017.

Source: DuPage County records, as of August 17, 2026

Owner of RecordIndividual Name on File
Mailing Address1146 CUMBERLAND RD, AURORA, IL 60504-5810
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 15, 2022Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Mar 30, 2017Intrafamily Transfer, Transfer · FHA Mortgage
FIRST CENTENNIAL MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 8, 2011 · Amount on File
Deed SaleJul 8, 2011 · Amount on File
Prior SaleOct 21, 2010
Deed Document Number201179976
Last Transfer DateMar 10, 2017
Transfer Doc0000030363
Record UpdatedSep 20, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address1146 CUMBERLAND RD, AURORA, IL 60504-5810
Transaction TypeMortgage
Record UpdatedMay 2, 2022
Title CompanyCITYWIDE TITLE CORPORATION

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000038445
DateApr 15, 2022
InstrumentR2022-038445
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueApr 1, 2042

March 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDU PAGE IL
Recording DateMar 30, 2017
Property Address1146 CUMBERLAND RD, AURORA, IL 60504-5810
Document Number0000030363
Map ReferenceDOCR76-71807
Instrument DateMar 10, 2017
InstrumentR2017-030363
Transaction TypeTransfer
Record UpdatedDec 14, 2021
Title CompanyNATIONAL TITLE SOLUTION INC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1146 CUMBERLAND RD, 1146, AURORA, IL 60504-5810

Transferred To (Grantee/Buyer)

NameVerified Name
Address1146 CUMBERLAND RD, AURORA, IL 60504-5810

Mortgage

Document Number0000030364
DateMar 30, 2017
InstrumentR2017-030364
Lender
NameFIRST CENTENNIAL MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2047
Interest
Rate TypeFixed Rate
Rate4.25%

Tax Assessment & Valuation

The 2025 property tax bill for 1146 Cumberland Rd was $6,862 with a homeowner's exemption.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityAurora City
CountyDuPage County
County SubdivisionNaperville Township
Unified School DistrictIndian Prairie Community Unit School District 204 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,862.00$102,195 Land $32,125 Building $70,070$306,585 Land $96,375 Building $210,210
2022$5,917.00 Homeowner's exemption$76,570 Land $23,880 Building $52,690$229,710 Land $71,640 Building $158,070

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1146 Cumberland Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1146 Cumberland Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAURORA
serves 183,000 people · EPA ID IL0894070
Water SourceSurface water
Last State InspectionMar 2025
Lead26 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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