1146 Baker Ave, Schenectady, NY 12309 Property Records

Schenectady County and Schenectady City property record for 1146 Baker Ave, Schenectady, NY 12309 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,408 sqft · built 1918
Lot Size	0.119 acres (5,200 sqft)
Owner	Individual Name on File
Last Sale	$140,000 (Jul 2025)
Tax Bill	$4,927 (2025)
Deeds & Mortgages	Sep 2020 Line of Credit Mar 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`421500 50.23-1-25`

Property Details

APN / Parcel Number

Primary APN	`421500 50.23-1-25`
Alternative APN	`150005002300010250000000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,408 sqft Living Area
1st Floor Area	736 sqft
2nd Floor Area	672 sqft

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1918
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	5,200 sqft (0.119 acres)
Lot Dimensions	130 ft deep x 40 ft wide
Porch	Slab
Porch Area	290 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1146 BAKER AVE
City	SCHENECTADY
State	NY
Zip	12309-5710
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2 WOOD
Legal Block	1
Legal Lot Number	25.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	2
Census Block	2002
Census Tract	20500

Owner

Source: Schenectady County and Schenectady City records · APN 421500 50.23-1-25

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3214 ALBANY ST, SCHENECTADY, NY 12304-3918
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2020	Deed of Trust, Mortgage · Line of Credit FIRST NEW YORK FCU
Mar 10, 2021	Deed of Trust, Mortgage · Line of Credit FIRST NEW YORK FCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 07, 2025 · Amount on Record
Deed Sale	Jul 07, 2025 · Amount on Record
Prior Sale	Aug 22, 2000 · Amount on Record
Deed Document Number	202516516
Deed Book / Page	2152 / 679
Record Updated	Jun 08, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	1146 BAKER AVE, SCHENECTADY, NY 12309-5710
Transaction Type	Mortgage
Record Updated	Apr 16, 2021
Title Company	MURDOCK ABSTRACT CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029312
Date	Sep 25, 2020
Book Page	5024/19
Instrument	202029312

Lender

Name	FIRST NEW YORK FCU
Type	Credit Union
Address	ALBANY, NY 12205

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Sep 24, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	1146 BAKER AVE, SCHENECTADY, NY 12309-5710
Transaction Type	Mortgage
Record Updated	Apr 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009633
Date	Mar 10, 2021
Book Page	5077/77
Instrument	202109633

Lender

Name	FIRST NEW YORK FCU
Type	Credit Union
Address	ALBANY, NY 12205

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Mar 09, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,927.00 (+8.21%)	$108,600 (-) Land $16,300 Building $92,300	$179,831 (+30.82%) Land $26,991 Building $152,840
2023		$108,600 (-) Land $16,300 Building $92,300	$137,468 (+3.8%) Land $20,633 Building $116,835
2022		$108,600 Land $16,300 Building $92,300	$132,439 Land $19,878 Building $112,561
2021	$4,553.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360930205002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 823 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fiber	980 / 880
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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