1146 10th St, Boulder, CO 80302 Property Records

Boulder County property record for 1146 10th St, Boulder, CO 80302

Property Summary

Property Type	Multi-Family Dwellings
Details	7 bd · 2.5 ba · 2,325 sqft · built 1907
Lot Size	0.14 acres (6,083 sqft)
Owner	Individual Name on Record
Last Sale	$2,100,000 (Dec 2023)
Tax Bill	$13,572 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Dec 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1463-31-2-41-003`

Property Details

APN / Parcel Number

Primary APN	`1463-31-2-41-003`
Alternative APNs	`R0004349` `0004349`

Interior

Bedrooms	7 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,325 sqft Living Area
Gross Area	2,662 sqft
1st Floor Area	1,085 sqft
Upper Floors Area	902 sqft
Basement Area	675 sqft
Finished Basement	338 sqft
Unfinished Basement	337 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1975
Architectural Style	Multi-Level
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	6,083 sqft (0.14 acres)
Porch	Porch
Porch Area	184 sqft
Deck Area	184 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0004349
Street Address	1146 10TH ST
City	BOULDER
State	CO
Zip	80302-6994
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	LOT 5 & S 10 FT LOT 4 & N 1/2 LOT 6 BLK 3 UNIVERSITY TERRACE
Legal Range	70
Legal Township	1N
Legal Section	31
Legal Subdivision	UNIVERSITY TERRACE - BO
Legal Block	3
Legal Lot Number	5
Jurisdiction	BOULDER CO
Township / Civil Division	BOULDER
Census Block Group	1
Census Block	1011
Census Tract	12401

Owner

Source: Boulder County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 18990, BOULDER, CO 80308-1990
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage CHANGE LENDING LLC
Dec 26, 2023	Warranty Deed, Transfer · Conventional Mortgage CHANGE LENDING LLC
May 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage PLAINS COMMERCE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 26, 2023 · Amount on Record
Deed Sale	Dec 26, 2023 · Amount on Record
Prior Sale	Jun 27, 2003 · Amount on Record
Deed Document Number	20234032057
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Recording Date	Aug 27, 2026
Property Address	1146 10TH ST, BOULDER, CO 80302-6994
Document Number	0004145477
Instrument Date	Aug 27, 2026
Instrument	20264145477
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	LAND TITLE GUARANTEE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167
Address	823 W MULBERRY ST, LOUISVILLE, CO 80027-9403

Mortgage

Document Number	0004145477,
Date	Aug 27, 2026
Instrument	20264145477

Lender

Name	CHANGE LENDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOULDER CO
Recording Date	Dec 26, 2023
Property Address	1146 10TH ST, BOULDER, CO 80302-6994
Document Number	0004032057
Instrument Date	Dec 15, 2023
Instrument	4032057
Transaction Type	Transfer
Record Updated	Feb 1, 2024
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1146 10TH ST, BOULDER, CO 80302-6994

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 18990, BOULDER, CO 80308-1990

Mortgage

Document Number	0004032058
Date	Dec 26, 2023
Instrument	4032058

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	9%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2029
Change Frequency	6 Months
Min Rate At Change	9%
Max Rate At Change	11%
Margin	6
Max Rate	14%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	1146 10TH ST, BOULDER, CO 80302-6994
Transaction Type	Mortgage
Record Updated	Mar 31, 2022
Title Company	ASCENDANT TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003886759
Date	May 20, 2021
Instrument	3886759

Lender

Name	PLAINS COMMERCE BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Boulder County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Boulder County
Municipality	Boulder City
Unified School District	Boulder Valley School District RE-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$148,267 (+5.41%) Land $65,647 Building $82,620	$2,250,400 (-) Land $1,035,400 Building $1,215,000
2025	$13,572.00 (+5.23%)	$140,651 (-7.04%) Land $64,713 Building $75,938	$2,250,400 (-0.35%) Land $1,035,400 Building $1,215,000
2023	$12,897.00 (+41.79%)	$151,300 (+57.04%) Land $66,357 Building $84,943	$2,258,200 (+59.39%) Land $990,400 Building $1,267,800
2022	$9,096.00	$96,343 Land $54,577 Building $41,766	$1,416,800 Land $802,600 Building $614,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BOULDER serves 166,080 people · EPA ID CO0107152
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ayva Networks Fixed Wireless	2,500 / 2,500
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
LiveWireNet Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Magnolia Road Internet Cooperative.

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