11451 Loving Dr, Ashland, VA 23005 Property Records

Hanover County property record for 11451 Loving Dr, Ashland, VA 23005

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,400 sqft · built 1975
Lot Size	0.591 acres (25,744 sqft)
Owner	Individual Name on File
Last Sale	$319,000 (Jul 2023)
Tax Bill	$2,686 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit Jul 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`7778-19-0618`

Property Details

APN / Parcel Number

Primary APN	`7778-19-0618`
Alternative APN	`10160576`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,400 sqft Living Area
1st Floor Area	1,400 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	25,744 sqft (0.591 acres)
Garage Area	976 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	10160576
Street Address	11451 LOVING DR
City	ASHLAND
State	VA
Zip	23005-7717
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	11400 BLK LOVING DRIVE
Jurisdiction	HANOVER VA
Township / Civil Division	SOUTH ANNA
Census Block Group	1
Census Block	1034
Census Tract	320400

Owner

Source: Hanover County assessment roll, as of June 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	11451 LOVING DR, ASHLAND, VA 23005-7717
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2026	Deed of Trust, Mortgage · Line of Credit MORTGAGE MORTGAGE
Jul 31, 2023	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE LLC
Dec 7, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ATLANTIC UNION BANK
Feb 19, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NEW AMERICAN FUNDING
Jun 12, 2019	Warranty Deed, Transfer · Conventional Mortgage C&F MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 31, 2023 · Amount on Record
Deed Sale	Jul 31, 2023 · Amount on Record
Prior Sale	Jun 12, 2019 · Amount on Record
Deed Document Number	202368910
Deed Book / Page	3379 / 3434
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANOVER VA
Recording Date	Jul 24, 2026
Property Address	11451 LOVING DR, ASHLAND, VA 23005-7717
Document Number	0000086650
Book / Page	3450 / 1673
Instrument Date	Jul 15, 2026
Instrument	202686650
Transaction Type	Mortgage
Record Updated	Aug 6, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11451 LOVING DR, ASHLAND, VA 23005-7717

Mortgage

Document Number	0000086650,
Date	Jul 24, 2026
Book Page	3450/1673
Instrument	202686650

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.47%
Max Rate	-1%

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANOVER VA
Recording Date	Jul 31, 2023
Property Address	11451 LOVING DR, ASHLAND, VA 23005-7717
Document Number	0033793434
Book / Page	3379 / 3434
Instrument Date	Jul 20, 2023
Instrument	20230731000068910
Transaction Type	Transfer
Record Updated	Aug 16, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11451 LOVING DR, ASHLAND, VA 23005-7717

Mortgage

Document Number	20230731000068920
Date	Jul 31, 2023
Instrument	20230731000068920

Lender

Name	MOVEMENT MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANOVER VA
Property Address	11451 LOVING DR, ASHLAND, VA 23005-7717
Transaction Type	Mortgage
Record Updated	Jan 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003338940
Date	Dec 7, 2021
Book Page	3338/940
Instrument	20211207000253630

Lender

Name	ATLANTIC UNION BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANOVER VA
Property Address	11451 LOVING DR, ASHLAND, VA 23005-7717
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003298484
Date	Feb 19, 2021
Book Page	3298/484
Instrument	20210219000037660

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.5%

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANOVER VA
Recording Date	Jun 12, 2019
Property Address	11451 LOVING DR, ASHLAND, VA 23005-7717
Document Number	32253081
Book / Page	3225 / 3081
Instrument Date	Jun 6, 2019
Instrument	20190612000067130
Transaction Type	Transfer
Record Updated	Jun 11, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11451 LOVING DR, ASHLAND, VA 23005-7717

Mortgage

Document Number	20190612000067140
Date	Jun 12, 2019
Instrument	20190612000067140

Lender

Name	C&F MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Hanover County assessment roll, as of June 4, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Hanover County
Unified School District	Hanover County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,686.00 (+36.21%)	$331,700 (+36.22%) Land $80,900 Building $250,800	$331,700 (+36.22%) Land $80,900 Building $250,800
2023	$1,972.00	$243,500 Land $75,900 Building $167,600	$243,500 Land $75,900 Building $167,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

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