1145 W 7th St, Chico, CA 95928 Property Records

Butte County property record for 1145 W 7th St, Chico, CA 95928

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,410 sqft · built 1992
Lot Size	0.1 acres (4,356 sqft)
Owner	Trust Name on File
Last Sale	$460,000 (Jun 2004)
Tax Bill	$3,772 (2025)
Deeds & Mortgages	Aug 2025 Mortgage Jun 2022 Transfer + 1 more
Flood Zone	Zone AO (high risk)
APN	`004-261-001-000`

Property Details

APN / Parcel Number

Primary APN	`004-261-001-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,410 sqft Living Area
1st Floor Area	1,410 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Modern
Construction Type	Wood
Lot Area	4,356 sqft (0.1 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1145 W 7TH ST
City	CHICO
State	CA
Zip	95928-4903
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	1145 W 7TH ST
Legal Subdivision	THE CITY OF CHICO
Jurisdiction	BUTTE CA
Township / Civil Division	CHICO
Census Block Group	3
Census Block	3004
Census Tract	1100

Owner

1145 W 7th St is held in a trust since June 2004.

Source: Butte County records, as of August 21, 2026

Owner of Record	Trust Name on File
Mailing Address	314 BELLAMY TER, CHICO, CA 95973-8398
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2025	Deed of Trust, Mortgage · Commercial Mortgage THE FOOR FOUNDATION
Jun 23, 2022	Affidavit of Death of Joint Tenant, Transfer MID VALLEY TITLE AND ESCROW COMPANY, MID VALLEY TITLE & ESCROW CO
Jun 23, 2022	Intrafamily Transfer, Transfer MID VALLEY TITLE & ESCROW CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2004 · Amount on File
Deed Sale	Jun 15, 2004 · Amount on File
Deed Document Number	200435590
Prior Transfer Date	Apr 28, 1997
Prior Transfer Doc	0000015608
Record Updated	Oct 29, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	1145 W 7TH ST, CHICO, CA 95928-4903
Transaction Type	Mortgage
Record Updated	Sep 25, 2025
Title Company	MID VALLEY TITLE AND ESCROW COMPANY, MID VALLEY TITLE & ESCROW CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022317
Date	Aug 22, 2025
Instrument	2025-0022317

Lender

Name	THE FOOR FOUNDATION
Type	Non-Lending Institution
Address	CHICO, CA 95928

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

June 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	BUTTE CA
Recording Date	Jun 23, 2022
Property Address	1145 W 7TH ST, CHICO, CA 95928-4903
Document Number	0000021643
Instrument Date	May 27, 2022
Instrument	2022-0021643
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	MID VALLEY TITLE AND ESCROW COMPANY, MID VALLEY TITLE & ESCROW CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3198 EAGLE LAKE CT, CHICO, CA 95973-0184

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUTTE CA
Recording Date	Jun 23, 2022
Property Address	1145 W 7TH ST, CHICO, CA 95928-4903
Document Number	0000021644
Instrument Date	May 27, 2020
Instrument	2022-0021644
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	MID VALLEY TITLE & ESCROW CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	3198 EAGLE LAKE CT, CHICO, CA 95973-0184

Tax Assessment & Valuation

The 2025 property tax bill for 1145 W 7th St was $3,772, up 7% from the year before.

Source: Butte County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Butte County
Municipality	Chico City
Unified School District	Chico Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$329,176 (+2%) Land $116,007 Building $213,169
2025	$3,772.00 (+6.98%)	$322,723 Land $113,733 Building $208,990
2024	$3,526.00 (+1.21%)		$449,190
2023	$3,484.00 (+1.52%)	$310,193 Land $109,317 Building $200,876
2022	$3,432.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1145 W 7th St in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 51 policies
Nearby Flood Policies	51 in force
Nearby Flood Claims	1 (2005)
Most Recent Claim	Jan 2005 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1145 W 7th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL-WATER SERVICE CO.-CHICO private · serves 110,473 people · EPA ID CA0410002
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: DigitalPath, GeoLinks, Race Communications.

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