1145 Summit Ave, Raymond, WA 98577 Property Records

Pacific County property record for 1145 Summit Ave, Raymond, WA 98577

Property Summary

Property Type	Single Family Home
Details	1,728 sqft · built 2009
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on File
Tax Bill	$551 (2025)
Deeds & Mortgages	Feb 2022 Reverse Mortgage May 2019 Reverse Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`71007007013`

Property Details

APN / Parcel Number

Primary APN	`71007007013`

Interior

Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,728 sqft Living Area
Gross Area	2,256 sqft
1st Floor Area	1,728 sqft
Flooring	Covered
Elevator	Elevator

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	150 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Slab
Deck Area	80 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	1145 SUMMIT AVE
City	RAYMOND
State	WA
Zip	98577-3200
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MIX
Legal Description	EKLUND PARK, LOT 13 & 14, BLOCK 7
Legal Subdivision	EKLUND PARK
Legal Block	7
Legal Lot Number	13&14
Jurisdiction	PACIFIC WA
Township / Civil Division	RAYMOND
Census Block Group	1
Census Block	1017
Census Tract	950302

Owner

1145 Summit Ave is owned by an individual who acquired it in December 2018.

Source: Pacific County records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	11024 PACIFIC AVE S, TACOMA, WA 98444-5738
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2022	Deed of Trust, Mortgage · Reverse Mortgage LONGBRIDGE FINANCIAL LLC
May 9, 2019	Deed of Trust, Mortgage · Reverse Mortgage ONE REVERSE MORTGAGE LLC
Jan 25, 2021	Deed of Trust, Mortgage · Reverse Mortgage ONE INTERNATIONAL BLVD
Dec 8, 2020	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER
Apr 19, 2019	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV
Dec 4, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 2, 2018
Transfer Doc	0003183584
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PACIFIC WA
Property Address	1145 SUMMIT AVE, RAYMOND, WA 98577-3200
Transaction Type	Mortgage
Record Updated	Apr 17, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL AGENCY SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1145 SUMMIT AVE, RAYMOND, WA 98577-3200

Mortgage

Document Number	0003210374
Date	Feb 28, 2022
Instrument	3210374

Lender

Name	LONGBRIDGE FINANCIAL LLC
Type	Reverse Mortgage Lender
Address	MAHWAH, NJ 07495

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	3.16%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Index	1-Year CMT
Max Rate	8.16%

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PACIFIC WA
Property Address	1145 SUMMIT AVE, RAYMOND, WA 98577-3200
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	TITLE SOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003186329
Date	May 9, 2019
Instrument	3186329

Lender

Name	ONE REVERSE MORTGAGE LLC
Type	Reverse Mortgage Lender
Address	SAN DIEGO, CA 92121

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	4.49%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2020
Index	1-Year LIBOR

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PACIFIC WA
Property Address	1145 SUMMIT AVE, RAYMOND, WA 98577-3200
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TTL GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003199754
Date	Jan 25, 2021
Instrument	3199754

Lender

Name	ONE INTERNATIONAL BLVD
Type	Non-Lending Institution
Address	MAHWAH, NJ 07495

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	2.67%
Type Change Date	Feb 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PACIFIC WA
Property Address	1145 SUMMIT AVE, RAYMOND, WA 98577-3200
Document Number	0003199755
Instrument Date	Dec 8, 2020
Transaction Type	Mortgage
Record Updated	Feb 15, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1145 SUMMIT AVE RAYMOND WA 985773200, RAYMOND, WA 98577-3200

Mortgage

Document Number	0003199755
Date	Jan 25, 2021
Instrument	3199755

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	996 Months

Interest

Rate Type	Adjustable Rate
Rate	2.67%

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PACIFIC WA
Property Address	1145 SUMMIT AVE, RAYMOND, WA 98577-3200
Document Number	0003186330
Instrument Date	Apr 19, 2019
Transaction Type	Mortgage
Record Updated	Jun 3, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1145 SUMMIT AVE RAYMOND WA 985773200, RAYMOND, WA 98577-3200

Mortgage

Document Number	0003186330
Date	May 9, 2019
Instrument	3186330

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	1020 Months

Interest

Rate Type	Adjustable Rate

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PACIFIC WA
Recording Date	Dec 4, 2018
Property Address	1145 SUMMIT AVE, RAYMOND, WA 98577-3200
Document Number	0003183584
Instrument Date	Dec 2, 2018
Instrument	3183584
Transaction Type	Transfer
Record Updated	Dec 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1145 SUMMIT AVE RAYMOND WA 985773200, RAYMOND, WA 98577-3200

Tax Assessment & Valuation

The 2025 property tax bill for 1145 Summit Ave was $551.

Source: Pacific County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pacific County
Unified School District	South Bend School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$428,800 (+3.78%) Land $69,000 Building $359,800	$428,800 (+3.78%) Land $69,000 Building $359,800
2025	$551.00	$413,200 (+4.74%) Land $69,000 Building $344,200	$413,200 (+4.74%) Land $69,000 Building $344,200
2024		$394,500 (+7.41%) Land $66,000 Building $328,500	$394,500 (+7.41%) Land $66,000 Building $328,500
2023	$542.00 Additional exemption filed	$367,300 Land $66,000 Building $301,300	$367,300 Land $66,000 Building $301,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1145 Summit Ave in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective September 21, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	8 (2007–2025)
Claims Outside the SFHA	8 of 8
Most Recent Claim	Dec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Dec 2025 · 2 claims Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding, Jan 2022 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1145 Summit Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	South Bend Water Department serves 2,930 people · EPA ID WA5381500
Water Source	Surface water
Last State Inspection	Jan 2023
Lead	23 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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