1145 Spring Lilly Ct, High Ridge, MO 63049 Property Records

St. Louis County property record for 1145 Spring Lilly Ct, High Ridge, MO 63049

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 6,972 sqft · built 2007
Lot Size	0.255 acres (11,108 sqft)
Owner	Trust Name on File
Last Sale	$470,000 (Jun 2018)
Tax Bill	$8,298 (2025)
Deeds & Mortgages	Jul 2026 Sale Nov 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`29Q-53-0353`

Property Details

APN / Parcel Number

Primary APN	`29Q-53-0353`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	6,972 sqft Living Area
Gross Area	7,654 sqft
1st Floor Area	2,736 sqft
Basement Area	2,100 sqft
Finished Basement	2,100 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	11,108 sqft (0.255 acres)
Lot Dimensions	107 ft deep x 74 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	682 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	90 sqft
Deck Area	328 sqft
Patio Area	144 sqft
Balcony Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1145 SPRING LILLY CT
City	HIGH RIDGE
State	MO
Zip	63049-1187
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	ESTATES AT WILLIAMS CREEK PLAT ONE (THE) LOT 186
Legal Subdivision	ESTATES AT WILLIAMS CREEK PLAT ONE (THE)
Legal Lot Number	186
Jurisdiction	ST LOUIS MO
Township / Civil Division	MERAMEC
Census Block Group	4
Census Block	4004
Census Tract	221421

Owner

1145 Spring Lilly Ct is owner-occupied and held in a trust since July 2026.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	Trust Name on File
Mailing Address	1145 SPRING LILLY CT, HIGH RIDGE, MO 63049-1187
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Nov 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY CU
Aug 30, 2019	Deed of Trust, Mortgage FIRST CMNTY CU
Feb 18, 2019	Deed of Trust, Mortgage FIRST CMNTY CU
Jun 8, 2018	Warranty Deed, Transfer COMMERCE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2018 · Amount on File
Deed Sale	Jun 8, 2018 · Amount on File
Prior Sale	Sep 10, 2007 · Amount on File
Deed Document Number	2018673
Deed Book / Page	23060 / 3095
Last Transfer Date	Jul 2, 2026
Transfer Doc	0000000230
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jul 2, 2026
Property Address	1145 SPRING LILLY CT, HIGH RIDGE, MO 63049-1187
Document Number	0000000230
Instrument Date	Jul 2, 2026
Instrument	2026230
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1145 SPRING LILLY CT, HIGH RIDGE, MO 63049-1187

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	1145 SPRING LILLY CT, HIGH RIDGE, MO 63049-1187
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	CLEAR TITLE GROUP LLC, CLEAR TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1145 SPRING LILLY CT, HIGH RIDGE, MO 63049-1187

Mortgage

Document Number	0244245285
Date	Nov 9, 2020
Book Page	24424/5285
Instrument	2020110900790

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	1145 SPRING LILLY CT, HIGH RIDGE, MO 63049-1187
Document Number	0236881657
Instrument Date	Aug 30, 2019
Transaction Type	Mortgage
Record Updated	Sep 30, 2019
Title Company	TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTR

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1145 SPRING LILLY CT HIGH RIDGE MO 630491187, HIGH RIDGE, MO 63049-1187

Mortgage

Document Number	0236881657
Date	Sep 9, 2019
Book Page	023688/001657
Instrument	242

Lender

Name	FIRST CMNTY CU
Address	CHESTERFIELD, MO 63005

Agreement

Amount	Amount on Record
Term	180 Months
Due	Sep 8, 2034

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	1145 SPRING LILLY CT, HIGH RIDGE, MO 63049-1187
Document Number	0234121214
Instrument Date	Feb 18, 2019
Transaction Type	Mortgage
Record Updated	Mar 18, 2019
Title Company	CLEAR TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1145 SPRING LILLY CT HIGH RIDGE MO 630491187, HIGH RIDGE, MO 63049-1187

Mortgage

Document Number	0234121214
Date	Feb 25, 2019
Book Page	023412/001214
Instrument	269

Lender

Name	FIRST CMNTY CU
Address	CHESTERFIELD, MO 63005

Agreement

Amount	Amount on Record
Term	120 Months
Due	Feb 24, 2029

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jun 8, 2018
Property Address	1145 SPRING LILLY CT, HIGH RIDGE, MO 63049-1187
Document Number	0230603095
Book / Page	023060 / 003095
Instrument Date	Jun 4, 2018
Instrument	673
Transaction Type	Transfer
Record Updated	Aug 15, 2018
Title Company	US TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4603 GREENORE DR HIGH RIDGE MO 630493813, HIGH RIDGE, MO 63049-3813

Mortgage

Document Number	230603098
Date	Jun 8, 2018
Book Page	023060/003098
Instrument	674

Lender

Name	COMMERCE BK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 7, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.25%

Mortgage

Document Number	230603120,
Date	Jun 8, 2018
Book Page	023060/003120
Instrument	675

Lender

Name	COMMERCE BK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Amount	Amount on Record
Term	120 Months
Due	Jun 7, 2028

Tax Assessment & Valuation

The 2025 property tax bill for 1145 Spring Lilly Ct was $8,298, up 4.5% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$114,170 (-) Land $27,800 Building $86,370	$600,900 (-) Land $146,300 Building $454,600
2025	$8,298.00 (+4.54%)	$114,170 Land $27,800 Building $86,370	$600,900 Land $146,300 Building $454,600
2024	$7,938.00 (+0.09%)
2023	$7,931.00 (+2.47%)	$106,800 (+9.55%) Land $20,860 Building $85,940	$562,100 Land $109,800 Building $452,300
2022	$7,740.00	$97,490 Land $9,560 Building $87,930
2021			$513,100 Land $50,300 Building $462,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1145 Spring Lilly Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1145 Spring Lilly Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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