1145 Scotch Meadows Loop, Monroe, NC 28110 Property Records

Union County property record for 1145 Scotch Meadows Loop, Monroe, NC 28110 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Year Built	Built 2022
Lot Size	4,879 sqft (0.112 acres)
Occupancy	Owner Occupied
Last Sale	$390,000 (2022)
Tax Bill	$3,399.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`09-143-127`

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Lot Area	4,879 sqft (0.112 acres)

Location & Zoning

Street Address	1145 SCOTCH MEADOWS LOOP
City	MONROE
State	NC
Zip	28110-9268
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	#146 SCOTCH MEADOWS MAP 1 OPCP989 OPCQ444
Jurisdiction	UNION NC
Minor Civil Division	MONROE
Census Blockgroup	4
Census Block	4017
Census Tract	20601

Owner

Source: Union County records · APN 09-143-127

Assessment roll updated March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1145 SCOTCH MEADOWS LOOP, MONROE, NC 28110-9268
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 29, 2022 · Amount on Record
Deed Sale	Nov 29, 2022 · Amount on Record
Deed Doc Number	202239373
Deed Book / Page	8615 / 853
Record Refreshed	Jun 08, 2026

November 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Nov 29, 2022
Property Address	1145 SCOTCH MEADOWS LOOP, MONROE, NC 28110-9268
Document Number	0008615853
Book / Page	8615 / 853
Map Reference	CAB Q FILE 444-446
Instrument Date	Nov 29, 2022
Instrument	39373
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 31, 2026
Title Company	INDEPENDENCE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$780.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2649 BREKONRIDGE CENTRE DR, MONROE, NC 28110-5629

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1145 SCOTCH MEADOWS LOOP, MONROE, NC 28110-9268

Mortgage

Document Number	0000039374
Date	Nov 29, 2022
Instrument	39374

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.9%
Type Change Date	Dec 01, 2027
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	5.9%
Index	5-Year TN
Max Rate	9.9%

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,399.00 (+8.91%)	$388,900 (+35.88%) Land $77,100 Building $311,800	$388,900 (+35.88%) Land $77,100 Building $311,800
2023	$3,121.00	$286,200 Land $47,500 Building $238,700	$286,200 Land $47,500 Building $238,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 5,882 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.