1145 Rutledge St, Madison, WI 53703 Property Records

Dane County property record for 1145 Rutledge St, Madison, WI 53703

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,093 sqft · built 1912
Lot Size	0.068 acres (2,971 sqft)
Owner	2 Individual Names on File
Last Sale	$69,000 (Aug 1987)
Tax Bill	$12,168 (2024)
Deeds & Mortgages	Jan 2026 Mortgage Feb 2024 Mortgage + 8 more
Flood Zone	Zone X (minimal risk)
APN	`0710-073-1404-1`

Property Details

APN / Parcel Number

Primary APN	`0710-073-1404-1`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,093 sqft Living Area
1st Floor Area	942 sqft
2nd Floor Area	951 sqft
Basement Area	942 sqft
Finished Basement	200 sqft
Family Room	Family Room
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1960
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	2,971 sqft (0.068 acres)
Lot Dimensions	90 ft deep x 33 ft wide
Terrain	Wooded
Driveway	Driveway
Driveway Area	80 sqft
Porch	Open Porch
Porch Area	168 sqft
Patio Area	110 sqft

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1145 RUTLEDGE ST
City	MADISON
State	WI
Zip	53703-3825
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HIS-TL, TR-C4
Legal Description	ORIGINAL PLAT, SW 33 FT OF NW 90 FT OF LOT 8, BLOCK 179
Legal Range	10
Legal Township	07
Legal Section	07
Legal Subdivision	ORIGINAL PLAT, SW 33 FT OF NW 90 FT OF
Legal Block	179
Legal Lot Number	8
Jurisdiction	DANE WI
Township / Civil Division	MADISON
Census Block Group	4
Census Block	4006
Census Tract	1901

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Orton Park Historic District listed 1988 · 72 contributing resources · NRIS 88000221

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1145 Rutledge St is owned and occupied by two individuals who bought it in August 1987.

Source: Dane County records, as of January 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	1145 RUTLEDGE ST, MADISON, WI 53703-3825
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2026	Deed of Trust, Mortgage CITY OF MADISON
Feb 5, 2024	Deed of Trust, Mortgage · Conventional Mortgage CITY OF MADISON
Jan 27, 2023	Deed of Trust, Mortgage · Line of Credit CITY OF MADISON
Jan 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage CITY OF MADISON
Jan 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage CITY OF MADISON
Jan 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY
Jun 17, 2019	Deed of Trust, Mortgage · Line of Credit HEARTLAND CU
Jan 8, 2019	Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY
Jan 22, 2018	Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY
Jan 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 1987 · Amount on File
Deed Sale	Aug 1, 1987 · Amount on File
Deed Document Number	0010491046
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	1145 RUTLEDGE ST, MADISON, WI 53703-3825
Transaction Type	Mortgage
Record Updated	Feb 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006077706
Date	Jan 29, 2026
Instrument	6077706

Lender

Name	CITY OF MADISON
Type	Government Agency

Agreement

Amount	Amount on Record

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	1145 RUTLEDGE ST, MADISON, WI 53703-3825
Transaction Type	Mortgage
Record Updated	Feb 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005945692
Date	Feb 5, 2024
Instrument	5945692

Lender

Name	CITY OF MADISON
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	1145 RUTLEDGE ST, MADISON, WI 53703-3825
Transaction Type	Mortgage
Record Updated	Feb 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005883938
Date	Jan 27, 2023
Instrument	5883938

Lender

Name	CITY OF MADISON
Type	Funding / Finance Company

Agreement

Type	Line of Credit
Amount	Amount on Record

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	1145 RUTLEDGE ST, MADISON, WI 53703-3825
Transaction Type	Mortgage
Record Updated	Feb 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005806675
Date	Jan 21, 2022
Instrument	5806675

Lender

Name	CITY OF MADISON
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	1145 RUTLEDGE ST, MADISON, WI 53703-3825
Transaction Type	Mortgage
Record Updated	Feb 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005689518
Date	Jan 29, 2021
Instrument	5689518

Lender

Name	CITY OF MADISON
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	1145 RUTLEDGE ST, MADISON, WI 53703-3825
Document Number	0005557511
Instrument Date	Jan 21, 2020
Transaction Type	Mortgage
Record Updated	Feb 7, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1145 RUTLEDGE ST MADISON WI 537033825, MADISON, WI 53703-3825

Mortgage

Document Number	0005557511
Date	Jan 22, 2020
Instrument	5557511

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	215 MARTIN LUTHER KING JR BLVD, MADISON, WI 53701-0010

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	1145 RUTLEDGE ST, MADISON, WI 53703-3825
Document Number	0005498275
Instrument Date	Jun 17, 2019
Transaction Type	Mortgage
Record Updated	Jul 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1145 RUTLEDGE ST MADISON WI 537033825, MADISON, WI 53703-3825

Mortgage

Document Number	0005498275
Date	Jun 24, 2019
Instrument	5498275

Lender

Name	HEARTLAND CU
Type	Credit Union
Address	MADISON, WI 53718

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Jun 23, 2024

Interest

Rate Type	Adjustable Rate

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	1145 RUTLEDGE ST, MADISON, WI 53703-3825
Document Number	0005464527
Instrument Date	Jan 8, 2019
Transaction Type	Mortgage
Record Updated	Jan 24, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1145 RUTLEDGE ST MADISON WI 537033825, MADISON, WI 53703-3825

Mortgage

Document Number	0005464527
Date	Jan 9, 2019
Instrument	5464527

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	MADISON, WI 53701-2627

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	1145 RUTLEDGE ST, MADISON, WI 53703-3825
Document Number	0005385572
Instrument Date	Jan 22, 2018
Transaction Type	Mortgage
Record Updated	Aug 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1145 RUTLEDGE ST MADISON WI 537033825, MADISON, WI 53703-3825

Mortgage

Document Number	0005385572
Date	Jan 23, 2018
Instrument	5385572

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	MADISON, WI 53701-2627

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	1145 RUTLEDGE ST, MADISON, WI 53703-3825
Document Number	0005302356
Instrument Date	Jan 18, 2017
Transaction Type	Mortgage
Record Updated	Feb 15, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1145 RUTLEDGE ST MADISON WI 537033825, MADISON, WI 53703-3825

Mortgage

Document Number	0005302356
Date	Jan 27, 2017
Instrument	5302356

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	MADISON, WI 53703

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Dane County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Dane County
Municipality	Madison City
Unified School District	Madison Metropolitan School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$707,300 Land $143,600 Building $563,700
2024	$12,168.00		$707,300
2023		$654,900 Land $143,600 Building $511,300
2022	$11,879.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1145 Rutledge St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1145 Rutledge St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON WATER UTILITY serves 272,000 people · EPA ID WI1130224
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
LiteWire Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: Four Lakes Broadband, Verizon.

Nearby Properties on Rutledge St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures