1145 Running Brook Rd, Midland, NC 28107 Property Records

Cabarrus County property record for 1145 Running Brook Rd, Midland, NC 28107

Property Summary

Property Type	Rural Home
Details	5 bd · 3.5 ba · 2,964 sqft · built 2024
Lot Size	5.66 acres (246,593 sqft)
Owner	2 Individual Names on Record
Tax Bill	$576 (2023)
Deeds & Mortgages	Aug 2026 Line of Credit Aug 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5536 53 3085`

Property Details

APN / Parcel Number

Primary APN	`5536 53 3085`
Alternative APNs	`10007 0005.170000` `164230` `1206`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,964 sqft Living Area
Gross Area	4,761 sqft
1st Floor Area	1,745 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Brick Veneer
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	246,593 sqft (5.66 acres)
Lot Width	238 ft Width
Garage Type	Mixed
Garage Area	923 sqft
Porch	Slab
Porch Area	874 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	164230
Street Address	1145 RUNNING BROOK RD
City	MIDLAND
State	NC
Zip	28107-8744
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	CR
Legal Description	NEW PARCEL 1 BRIAN TAYLOR
Legal Subdivision	FLOWES STORE EAST
Jurisdiction	CABARRUS NC
Township / Civil Division	10, MIDLAND
Census Block Group	2
Census Block	2003
Census Tract	41604

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1145 RUNNING BROOK RD, MIDLAND, NC 28107-8744
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2026	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CREDIT UNION
Aug 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CREDIT UNION
Apr 29, 2024	Deed of Trust, Mortgage · Construction Mortgage FIRST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Recording Date	Aug 26, 2026
Property Address	1145 RUNNING BROOK RD, MIDLAND, NC 28107-8744
Document Number	0000020329
Book / Page	18142 / 217
Instrument Date	Aug 20, 2026
Instrument	202620329
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1145 RUNNING BROOK RD, MIDLAND, NC 28107-8744

Mortgage

Document Number	0000020329,
Date	Aug 26, 2026
Book Page	18142/217
Instrument	202620329

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Max Rate	-1%

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Recording Date	Aug 26, 2026
Property Address	1145 RUNNING BROOK RD, MIDLAND, NC 28107-8744
Document Number	0000020311
Book / Page	18142 / 110
Instrument Date	Aug 20, 2026
Instrument	202620311
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1145 RUNNING BROOK RD, MIDLAND, NC 28107-8744

Mortgage

Document Number	0000020311,
Date	Aug 26, 2026
Book Page	18142/110
Instrument	202620311

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	1145 RUNNING BROOK RD, MIDLAND, NC 28107-8744
Transaction Type	Mortgage
Record Updated	May 8, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4174 CORDELL CT, MIDLAND, NC 28107-8801

Mortgage

Document Number	0016910186
Date	Apr 29, 2024
Book Page	16910/186

Lender

Name	FIRST BANK
Type	Bank
Address	GREENSBORO, NC 27401

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	May 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	7.37%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2032
Change Frequency	6 Months
Min Rate At Change	7.27%
Max Rate At Change	12.3%
Index	SOFR Average 30-Day
Max Rate	12.3%

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$747,830 (+991.4%) Land $132,840 Building $614,990
2024			$747,830 (+991.4%) Land $132,840 Building $614,990
2023	$576.00	$68,520 Land $68,520	$68,520 Land $68,520

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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