1145 Ringwald Rd, Murfreesboro, TN 37130 Property Records

Rutherford County property record for 1145 Ringwald Rd, Murfreesboro, TN 37130

Property Summary

Property Type	Single Family Home
Details	1,965 sqft · built 2010
Lot Size	15 acres (653,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$78,200 (Apr 2007)
Tax Bill	$1,728 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Sep 2021 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`105-006.01-000`

Property Details

APN / Parcel Number

Primary APN	`105-006.01-000`
Alternative APNs	`105 00601` `R0103037`

Interior

Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,965 sqft Living Area
1st Floor Area	1,965 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2015
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Gravel
Lot Area	653,400 sqft (15 acres)
Porch	Slab
Deck Area	Deck Area
Patio Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	R0103037
Street Address	1145 RINGWALD RD
City	MURFREESBORO
State	TN
Zip	37130-7506
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	RINGWALD ROAD
Jurisdiction	RUTHERFORD TN
Township / Civil Division	4
Census Block Group	1
Census Block	1024
Census Tract	40600

Owner

Source: Rutherford County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1145 RINGWALD RD, MURFREESBORO, TN 37130-7506
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2022	Deed of Trust, Mortgage · Commercial Mortgage COGENT BANK
Sep 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage GARDNER FINANCIAL SERVICES LTD
Feb 4, 2021	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Jun 3, 2020	Deed of Trust, Mortgage · Conventional with PMI REGIONS MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2007 · Amount on Record
Deed Sale	Apr 17, 2007 · Amount on Record
Deed Book / Page	836 / 2995
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	1145 RINGWALD RD, MURFREESBORO, TN 37130-7506
Transaction Type	Mortgage
Record Updated	Jan 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1145 RINGWALD RD, MURFREESBORO, TN 37130-7506

Mortgage

Document Number	0023023981
Date	Dec 6, 2022
Book Page	2302/3981
Instrument	2474777

Lender

Name	COGENT BANK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	1145 RINGWALD RD, MURFREESBORO, TN 37130-7506
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	21352359
Date	Sep 2, 2021
Book Page	2135/2359
Instrument	2388137

Lender

Name	GARDNER FINANCIAL SERVICES LTD
Type	Funding / Finance Company
Address	SAN ANTONIO, TX 78231

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	1145 RINGWALD RD, MURFREESBORO, TN 37130-7506
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20331663
Date	Feb 4, 2021
Book Page	2033/1663
Instrument	2337982

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 8, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	1145 RINGWALD RD, MURFREESBORO, TN 37130-7506
Document Number	RB19133907
Instrument Date	Jun 3, 2020
Transaction Type	Mortgage
Record Updated	Jul 9, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1145 RINGWALD RD MURFREESBORO TN 371307506, MURFREESBORO, TN 37130-7506

Mortgage

Document Number	RB19133907
Date	Jun 9, 2020
Book Page	001913/003907
Instrument	2280179

Lender

Name	REGIONS MTG
Type	Mortgage Company
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Jun 8, 2035

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Rutherford County
Unified School District	Rutherford County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$108,425 (+17.76%) Land $27,100 Building $81,325	$433,700 (+17.76%) Land $108,400 Building $325,300
2025	$1,728.00	$92,075 (-) Land $17,600 Building $74,475
2023	$1,728.00	$92,075 Land $17,600 Building $74,475	$368,300 (-) Land $70,400 Building $297,900
2022			$368,300 Land $70,400 Building $297,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (2013–2015)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jun 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONSOLIDATED U.D. OF RUTHERFORD CO serves 221,871 people · EPA ID TN0000791
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Communications Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ringwald Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures