1145 Monarchos Rdg, Union, KY 41091 Property Records

Boone County property record for 1145 Monarchos Rdg, Union, KY 41091

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 4,270 sqft · built 2005
Owner	2 Individual Names on File
Last Sale	$770,000 (Jun 2023)
Tax Bill	$8,679 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`064.17-07-034.00`

Property Details

APN / Parcel Number

Primary APN	`064.17-07-034.00`
Alternative APN	`16415`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,270 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Garage Type	Attached
Garage Area	710 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	272 sqft
Patio Area	264 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	1145 MONARCHOS RDG
City	UNION
State	KY
Zip	41091-7148
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 34 SEC 17 BLK D TRIPLE CROWN COUNTRY CLUB
Legal Subdivision	TRIPLE CROWN COUNTRY CLUB
Legal Block	D
Legal Lot Number	34
Jurisdiction	BOONE KY
Township / Civil Division	WALTON
Census Block Group	2
Census Block	2007
Census Tract	70605

Owner

1145 Monarchos Rdg is owned by two individuals who bought it in June 2023.

Source: Boone County records, as of November 21, 2025

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	44 HYCREST RD, CHARLTON, MA 01507-1568
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Jun 28, 2023 · Amount on File
Deed Sale	Jun 28, 2023 · Amount on File
Prior Sale	Jul 1, 2005 · Amount on File
Deed Document Number	954399
Deed Book / Page	D1207 / 60
Record Updated	Jun 8, 2026

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BOONE KY
Recording Date	Jun 28, 2023
Property Address	1145 MONARCHOS RDG, UNION, KY 41091-7148
Document Number	00D1207/60
Book / Page	D1207 / 60
Map Reference	CAB 4 PG 285
Instrument Date	Jun 23, 2023
Instrument	954399
Transaction Type	Transfer
Record Updated	Jul 20, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$770.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	801 MAN O WAR BLVD, UNION, KY 41091-7573

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	44 HYCREST RD, CHARLTON, MA 01507-1568
Investor	Possibly a Property Investor

Mortgage

Document Number	0000954402
Date	Jun 28, 2023
Instrument	954402

Lender

Name	SOUTH CENTRAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 1145 Monarchos Rdg was $8,679.

Source: Boone County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Boone County
Unified School District	Boone County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,679.00	$770,000 Land $100,000 Building $670,000
2024			$770,000 (+49.34%) Land $100,000 Building $670,000
2023	$5,942.00 (+2.66%)	$515,600 (-) Land $100,000 Building $415,600	$515,600 (-) Land $100,000 Building $415,600
2022	$5,788.00	$515,600 Land $100,000 Building $415,600	$515,600 Land $100,000 Building $415,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1145 Monarchos Rdg in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1145 Monarchos Rdg is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOONE CO WATER & SEWER DISTRICT serves 66,300 people · EPA ID KY0080034
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Monarchos Rdg

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures