1145 Mitchell St, Shelby, NC 28152 Property Records

Cleveland County property record for 1145 Mitchell St, Shelby, NC 28152

Property Summary

Property Type	Single Family Home
Details	1,066 sqft · built 1957
Lot Size	0.321 acres (14,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$202,000 (Apr 2024)
Tax Bill	$1,881 (2026)
Deeds & Mortgages	Apr 2022 Mortgage Oct 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`23230`

Property Details

APN / Parcel Number

Primary APN	`23230`
Alternative APNs	`1334597` `1362512`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,066 sqft Finished Area

Exterior

Year Built	Built 1957
Effective Year Built	Effective 2005
Exterior Material	Wood Siding
Foundation Type	Footing
Lot Area	14,000 sqft (0.321 acres)
Lot Dimensions	140 ft deep x 100 ft wide
Porch	Slab
Porch Area	244 sqft
Deck Area	380 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1362512
Street Address	1145 MITCHELL ST
City	SHELBY
State	NC
Zip	28152-7213
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	#131 LILY MILL CO PB5-48
Legal Subdivision	LILY MILL
Legal Block	2
Legal Lot Number	4
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	3
Census Block	3041
Census Tract	951200

Owner

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	145 MITCHELL SI, SHELBY, NC 28152
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2022	Deed of Trust, Mortgage TRULIANT FCU
Oct 25, 2021	Deed of Trust, Mortgage · Line of Credit TRULIANT FCU
Apr 11, 2024	Warranty Deed, Transfer · FHA Mortgage ROYAL PACIFIC FUNDING CORP
Dec 2, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 11, 2024 · Amount on Record
Deed Sale	Apr 11, 2024 · Amount on Record
Prior Sale	Dec 2, 2020 · Amount on Record
Deed Document Number	2024200099223
Deed Book / Page	1919 / 142
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	1145 MITCHELL ST, SHELBY, NC 28152-7213
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0018692371
Date	Apr 8, 2022
Book Page	1869/2371
Instrument	200071171

Lender

Name	TRULIANT FCU
Type	Credit Union
Address	WINSTON SALEM, NC 27103

Agreement

Amount	Amount Recorded

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	1145 MITCHELL ST, SHELBY, NC 28152-7213
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0018551381
Date	Oct 25, 2021
Book Page	1855/1381
Instrument	200063219

Lender

Name	TRULIANT FCU
Type	Credit Union
Address	WINSTON SALEM, NC 27103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 18, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Apr 11, 2024
Property Address	1145 MITCHELL ST, SHELBY, NC 28152-7213
Document Number	0019190142
Book / Page	1919 / 142
Map Reference	MB 5 PG 48
Instrument Date	Apr 10, 2024
Instrument	200099223
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$404.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 MITCHELL ST, SHELBY, NC 28152

Mortgage

Document Number	0200099224
Date	Apr 11, 2024
Instrument	200099224

Lender

Name	ROYAL PACIFIC FUNDING CORP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

Mortgage

Document Number	0019190159
Date	Apr 11, 2024
Book Page	1919/159
Instrument	200099225

Lender

Name	ROYAL PACIFIC FUNDING CORP
Type	Funding / Finance Company
Address	4000 MACARTHUR BLVD # 77, NEWPORT BEACH, CA 92660

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	May 1, 2034

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Dec 2, 2020
Property Address	1145 MITCHELL ST, SHELBY, NC 28152-7213
Document Number	0018272200
Book / Page	001827 / 002200
Instrument Date	Nov 30, 2020
Instrument	47580
Transaction Type	Transfer
Record Updated	Jan 11, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$20.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9201 WILLOW RIDGE RD #2G CHARLOTTE NC 282108417, 2G, CHARLOTTE, NC 28210-8417

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Shelby City
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,881.00 (+2.23%)	$184,954 (-) Land $12,125 Building $172,829	$184,954 (-) Land $12,125 Building $172,829
2025	$1,840.00	$184,954 (+540.44%) Land $12,125 Building $172,829	$184,954 (+540.44%) Land $12,125 Building $172,829
2023		$28,879 Land $9,700 Building $19,179	$28,879 Land $9,700 Building $19,179

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 62% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SHELBY serves 23,600 people · EPA ID NC0123010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Ripple Fiber.

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