1145 Locust St, Reading, PA 19604 Property Records

Berks County property record for 1145 Locust St, Reading, PA 19604

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 989 sqft · built 1900
Lot Size	0.03 acres (1,307 sqft)
Owner	Company Name on Record
Last Sale	$60,000 (Jul 2025)
Tax Bill	$1,103 (2026)
Deeds & Mortgages	Aug 2026 Construction Loan Aug 2026 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5317-38-16-4651`

Property Details

APN / Parcel Number

Primary APN	`5317-38-16-4651`
Alternative APNs	`13-5317-38-16-4651` `13467975` `467975`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	989 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	1,307 sqft (0.03 acres)
View / Lot	Neighborhood
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	13467975
Street Address	1145 LOCUST ST
City	READING
State	PA
Zip	19604-2129
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	16
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	3
Census Block	3008
Census Tract	700

Owner

Source: Berks County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 2325, MONUMENT, CO 80132-2325
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2026	Deed of Trust, Mortgage · Construction Mortgage STEWART TITLE
Aug 19, 2026	Deed of Trust, Mortgage · Construction Mortgage ROTH IRA INVS LLC
Jun 26, 2026	Deed of Trust, Mortgage · Line of Credit MORTGAGE MORTGAGE
Jul 9, 2025	Deed, Transfer · Commercial Mortgage PRIME FUNDING GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 9, 2025 · Amount on Record
Deed Sale	Jul 9, 2025 · Amount on Record
Prior Sale	Nov 1, 1999 · Amount on Record
Deed Document Number	202520241
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Recording Date	Aug 19, 2026
Property Address	1145 LOCUST ST, READING, PA 19604-2129
Document Number	0000027648
Instrument Date	Jul 17, 2026
Instrument	202627648
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266

Mortgage

Document Number	0000027648,
Date	Aug 19, 2026
Instrument	202627648

Lender

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 17, 2027

Interest

Max Rate	-1%

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Recording Date	Aug 19, 2026
Property Address	1145 LOCUST ST, READING, PA 19604-2129
Document Number	0000027647
Instrument Date	Jul 17, 2026
Instrument	202627647
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	STEWART ABSTRACT AND TITLE, STEWART ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266

Mortgage

Document Number	0000027647,
Date	Aug 19, 2026
Instrument	202627647

Lender

Name	ROTH IRA INVS LLC

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 17, 2027

Interest

Max Rate	-1%

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Recording Date	Jun 26, 2026
Property Address	1145 LOCUST ST, READING, PA 19604-2129
Document Number	0000020474
Instrument Date	Jun 24, 2026
Instrument	202620474
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	1655 WOODMOOR DR, MONUMENT, CO 80132-9040

Mortgage

Document Number	0000020474,
Date	Jun 26, 2026
Instrument	202620474

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.53%
Max Rate	-1%

July 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Jul 9, 2025
Property Address	1145 LOCUST ST, READING, PA 19604-2129
Document Number	0000020241
Instrument Date	Jul 1, 2025
Instrument	2025020241
Transaction Type	Transfer
Record Updated	Apr 30, 2026
Title Company	YOUR HOME STLMT SVCS LLC

Transaction

Amount	Amount Recorded
Tax	$600.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2325, MONUMENT, CO 80132-2325

Mortgage

Document Number	0000020242
Date	Jul 9, 2025
Instrument	2025020242

Lender

Name	PRIME FUNDING GROUP LLC

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Aug 1, 2026

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,103.00 (+6.57%)	$39,100 (-) Land $15,000 Building $24,100	$15,000 (-61.64%) Land $15,000
2024	$1,035.00	$39,100 Land $15,000 Building $24,100
1994			$39,100 Land $15,000 Building $24,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2,116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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