1145 Lindner Dr, Waterloo, IA 50702 Property Records

Black Hawk County property record for 1145 Lindner Dr, Waterloo, IA 50702

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 876 sqft · built 1957
Lot Size	0.207 acres (9,000 sqft)
Owner	Individual Name on File
Last Sale	$148,500 (Mar 2022)
Tax Bill	$2,632 (2025)
Deeds & Mortgages	Nov 2017 Line of Credit Mar 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8813-03-226-023`

Property Details

APN / Parcel Number

Primary APN	`8813-03-226-023`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	876 sqft Living Area
1st Floor Area	876 sqft
Basement Area	876 sqft
Finished Basement	300 sqft
Unfinished Basement	876 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Exterior Material	Aluminum Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	9,000 sqft (0.207 acres)
Lot Dimensions	125 ft deep x 72 ft wide
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area
Patio Area	60 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1145 LINDNER DR
City	WATERLOO
State	IA
Zip	50702-5335
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LINDNER HEIGHTS ADDITION LOT 23
Legal Range	13W
Legal Township	88N
Legal Section	03
Legal Subdivision	LINDNER HEIGHTS ADDITION
Legal Lot Number	23
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1004
Census Tract	1301

Owner

1145 Lindner Dr is owned and occupied by an individual who bought it in March 2022.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	1145 LINDNER DR, WATERLOO, IA 50702-5335
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2017	Deed of Trust, Mortgage · Line of Credit VERIDIAN CU
Mar 11, 2022	Warranty Deed, Transfer · VA Mortgage LINCOLN SAVINGS BANK
Sep 22, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 11, 2022 · Amount on File
Deed Sale	Mar 11, 2022 · Amount on File
Prior Sale	Sep 1, 2006 · Amount on File
Deed Document Number	202217962
Record Updated	Oct 29, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1145 LINDNER DR, WATERLOO, IA 50702-5335
Transaction Type	Mortgage
Record Updated	Mar 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800007729
Date	Nov 1, 2017
Instrument	2018-00007729

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50702

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Mar 11, 2022
Property Address	1145 LINDNER DR, WATERLOO, IA 50702-5335
Document Number	202200017962
Instrument Date	Feb 18, 2022
Instrument	202200017962
Transaction Type	Transfer
Record Updated	Mar 29, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$236.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1145 LINDNER DR, WATERLOO, IA 50702-5335

Mortgage

Document Number	202200017963
Date	Mar 11, 2022
Instrument	202200017963

Lender

Name	LINCOLN SAVINGS BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Sep 22, 2017
Property Address	1145 LINDNER DR, WATERLOO, IA 50702-5335
Document Number	201800005308
Instrument Date	Sep 9, 2017
Instrument	2018-00005308
Transaction Type	Transfer
Record Updated	Mar 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1145 LINDNER DR, WATERLOO, IA 50702-5335

Tax Assessment & Valuation

The 2025 property tax bill for 1145 Lindner Dr was $2,632 with a homeowner's exemption, up 0.2% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,632.00 (+0.15%) Homeowner's exemption	$139,810 Land $24,440 Building $115,370	$139,810 Land $24,440 Building $115,370
2024	$2,628.00
2023		$131,380 (+24.08%) Land $24,440 Building $106,940	$131,380 Land $24,440 Building $106,940
2022	$2,130.00 Homeowner's exemption	$105,880 Land $24,440 Building $81,440
2021			$105,880 Land $24,440 Building $81,440

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1145 Lindner Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1979–1990)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Jun 1990 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1145 Lindner Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 645 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: GigFire, Nextlink, Verizon.

Nearby Properties on Lindner Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures