1145 Holden Rd, Frederick, MD 21701 Property Records

Frederick County property record for 1145 Holden Rd, Frederick, MD 21701

Property Summary

Property Type	Townhouse
Details	4 ba · 1,690 sqft · built 2017
Lot Size	0.045 acres (2,000 sqft)
Owner	Individual Name on Record
Last Sale	$487,793 (May 2017)
Tax Bill	$8,764 (2023)
Deeds & Mortgages	Oct 2022 Line of Credit Jan 2022 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`02-590711`

Property Details

APN / Parcel Number

Primary APN	`02-590711`
Alternative APN	`590711`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,690 sqft Total Area
Basement Area	700 sqft
Finished Basement	700 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,000 sqft (0.045 acres)
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	30 sqft
Deck Area	90 sqft
Patio Area	360 sqft
Balcony	Balcony
Balcony Area	460 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	590711
Street Address	1145 HOLDEN RD
City	FREDERICK
State	MD
Zip	21701-3429
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 46 PLAT 2 SECTIO 2,000 SQ FT EASTCHURCH
Legal Subdivision	NICODEMUS PND EAST CHURCH
Legal Lot Number	46
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1035
Census Tract	750804

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of September 25, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1145 HOLDEN RD, FREDERICK, MD 21701-3429
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2022	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Jan 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage PENTAGON FCU
May 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage PENTAGON FCU
Aug 7, 2017	Deed of Trust, Mortgage MONTGOMERY COUNTY EMPLOYEES FCU
May 19, 2017	Deed, Subdivision Related Transfer · Conventional Mortgage MCLEAN MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2017 · Amount on Record
Deed Sale	May 19, 2017 · Amount on Record
Deed Document Number	0011827266
Deed Book / Page	11827 / 266
Record Updated	Jun 7, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	1145 HOLDEN RD, FREDERICK, MD 21701-3429
Transaction Type	Mortgage
Record Updated	Nov 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1145 HOLDEN RD, FREDERICK, MD 21701-3429

Mortgage

Document Number	0161930385
Date	Oct 25, 2022
Book Page	16193/385

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	478 Months
Due	Aug 1, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	1145 HOLDEN RD, FREDERICK, MD 21701-3429
Transaction Type	Mortgage
Record Updated	Jan 31, 2022
Title Company	SERVICELINK CRS, SERVICELINK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1145 HOLDEN RD, FREDERICK, MD 21701-3429

Mortgage

Document Number	0156580255
Date	Jan 13, 2022
Book Page	15658/255

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Sep 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	1145 HOLDEN RD, FREDERICK, MD 21701-3429
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0137110244
Date	May 6, 2020
Book Page	13711/244

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	1145 HOLDEN RD, FREDERICK, MD 21701-3429
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0119640469
Date	Aug 7, 2017
Book Page	11964/0469
Instrument	11964-0469

Lender

Name	MONTGOMERY COUNTY EMPLOYEES FCU
Type	Credit Union
Address	GERMANTOWN, MD 20874

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Aug 1, 2022

May 2017: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	May 19, 2017
Property Address	1145 HOLDEN RD, FREDERICK, MD 21701-3429
Document Number	0118270266
Book / Page	11827 / 0266
Map Reference	MB94 PL76
Instrument Date	May 5, 2017
Instrument	11827-0266
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 9, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,808.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1145 HOLDEN RD, FREDERICK, MD 21701-3429

Mortgage

Document Number	118270272
Date	May 19, 2017
Instrument	11827-0272

Lender

Name	MCLEAN MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$8,764.00 Homeowner's exemption	$491,467	$556,200 Land $165,000 Building $391,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Glo Fiber, T-Mobile.

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